I Just got my loan refinanced through Fahad Karamat. Absolutely a pleasure to work with him. Extremely efficient, extremely quick in responding back to any questions I’ve had. What an experience working with him. It was extremely smooth. Never had any kind of “uncomfortability” as to what I was signing, what I was doing. And it was very very… it was a great experience working with Fahad as my broker. And this is the 2nd time I’m refinancing with him and I would recommend Fahad to anybody who’s looking to refinance their home loan, thank you.