Exploring Government-Backed Mortgages: FHA, VA, and USDA Loans Explained

Exploring Government-Backed Mortgages: FHA, VA, and USDA Loans Explained

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For many prospective homeowners, navigating the complex landscape of mortgage options can be daunting. Government-backed loans like FHA, VA, and...
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Top 5 Mistakes to Avoid When Applying for a Mortgage

Top 5 Mistakes to Avoid When Applying for a Mortgage

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Securing a mortgage is an essential step in buying a home, yet it's fraught with potential pitfalls that can hinder...
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How to Prepare Financially for Buying Your First Home in California

How to Prepare Financially for Buying Your First Home in California

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Purchasing your first home is a significant milestone, especially in California's vibrant and diverse real estate market. This journey requires...
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Navigating Mortgage Choices: Fixed-Rate vs. Adjustable-Rate Pros and Cons

Navigating Mortgage Choices: Fixed-Rate vs. Adjustable-Rate Pros and Cons

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For many homebuyers and investors, particularly in the upscale California real estate market, choosing the right type of mortgage is...
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Refinancing 101: When Should You Consider Refinancing Your Mortgage?

Refinancing 101: When Should You Consider Refinancing Your Mortgage?

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In the ever-evolving world of real estate and mortgages, refinancing has become a key tool for homeowners seeking to optimize...
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Setting Your 2024 Financial Compass: Real Estate Investment Goals in California

Setting Your 2024 Financial Compass: Real Estate Investment Goals in California

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Introduction: Charting a Course in Today's Real Estate Market As we embark on 2024, it’s crucial for investors and high-end...
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Navigating the Luxury Market: Smart Mortgage Strategies for 2024

Navigating the Luxury Market: Smart Mortgage Strategies for 2024

All Blog Mortgage Rates
Introduction: Understanding Today's Mortgage Landscape As we usher in the new year, the real estate market presents a mix of...
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What Are The Advantages of Buying A Home in Los Angeles Over Inland Areas?

What Are The Advantages of Buying A Home in Los Angeles Over Inland Areas?

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Zillow recently surveyed about 4,600 prospective home buyers who were considering buying a home in Pacific coastal states, including California....
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Can I Get A Mortgage Now And Refinance Later? Home Loan Timelines

Can I Get A Mortgage Now And Refinance Later? Home Loan Timelines

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Can you get a mortgage now and refinance later when interest rates go down? The answer is "yes." Many people...
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What Are My Best Options To Refinance My Mortgage?

What Are My Best Options To Refinance My Mortgage?

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If you've gotten a new mortgage this past year, you might be considering refinancing. How long do you need to...
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Me And My Partner Want To Buy A Home Together: What Are 5 Things To Know?

Me And My Partner Want To Buy A Home Together: What Are 5 Things To Know?

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According to Zillow, Los Angeles exceeds the national average for younger single and unmarried couple home buyers age 24 to...
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Golden State Gains: The Mortgage Pulse in Sunny California

Golden State Gains: The Mortgage Pulse in Sunny California

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Amid California's sandy beaches, towering redwoods, and bustling cities lies an ever-evolving financial realm. As sun-kissed residents brace for yet...
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The Ups and Downs of the Mortgage Market: A Global Rising Yield Story

The Ups and Downs of the Mortgage Market: A Global Rising Yield Story

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As spring heralds new beginnings, so does the housing market witness its usual inventory dance. But this season, there's more...
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Is It Worth It To Buy A Home In LA If You Don’t Have A Traditional Family?

Is It Worth It To Buy A Home In LA If You Don’t Have A Traditional Family?

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Are you a single adult, part of an unmarried couple, or do you have a blended or multi-generational family? You...
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Wondering When Is The Best Time to Sell Your Home In Los Angeles?

Wondering When Is The Best Time to Sell Your Home In Los Angeles?

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No one wants to have to pack boxes and move heavy furniture in summer heat. However, after taking a downturn...
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Speed is the Key: Unlocking the Power of Quick Loan Closing Times with California Platinum Loans

Speed is the Key: Unlocking the Power of Quick Loan Closing Times with California Platinum Loans

All Blog Closing
In today's brisk real estate market, timing is more than just a tick-tock on the clock—it's a pivotal factor in...
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Is LA A Buyer’s Or Seller’s Market? What Are Your Opportunities?

Is LA A Buyer’s Or Seller’s Market? What Are Your Opportunities?

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According to Zillow's Housing Market report, Los Angeles County home sales prices averaged over $960,000 in August 2023. This is...
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Golden State’s Golden Opportunities: Navigating the Cali Home Buyer’s Dream

Golden State’s Golden Opportunities: Navigating the Cali Home Buyer’s Dream

All Blog Home Buyers
Have you ever tried surfing the tumultuous waves of California's real estate shores? You'll know it's not a sport for...
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Fed’s Finesse: Navigating the Seas of Inflation & the Job Market

Fed’s Finesse: Navigating the Seas of Inflation & the Job Market

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As dawn breaks on the financial horizon, all eyes are set on the upcoming September 20th meeting of the Federal...
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How Can I Discover Great Hidden Neighborhoods For Homes in LA?

How Can I Discover Great Hidden Neighborhoods For Homes in LA?

All Blog Home Buyers
With over 21,000 miles of public road in Los Angeles County, you could drive around for a long time before...
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I’m 35 And Want to Buy a House in LA: What Do I Do?

I’m 35 And Want to Buy a House in LA: What Do I Do?

All Blog Home Buyers
Here's an interesting fact: in 1980, about two-thirds of Californians who were ages 35 to 45 owned a home. By...
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Get The Scoop: How To Find Today’s Hidden Hot Neighborhoods In Los Angeles

Get The Scoop: How To Find Today’s Hidden Hot Neighborhoods In Los Angeles

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With Los Angeles home prices averaging over $700 per square foot and the median sold home price of almost $1...
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Mortgage Rates Over Time: Are Today’s Really The Worst For You?

Mortgage Rates Over Time: Are Today’s Really The Worst For You?

All Blog Mortgage Rates
We continue to see changes in the home buying and mortgage loan markets because of rising interest rates. The Fed...
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3 Smart Ways To Score Your Ideal Jumbo Mortgage In LA County

3 Smart Ways To Score Your Ideal Jumbo Mortgage In LA County

All Blog Jumbo Loans
According to Wall Street Journal's BuySide, "to buy a pricey house or live in an expensive location, many home buyers...
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30-Year Fixed Mortgage Rates: A Deep Dive into the Pros and Cons

30-Year Fixed Mortgage Rates: A Deep Dive into the Pros and Cons

30-Year Mortgage All Blog
Are you thinking of diving into the real estate market? The 30-year fixed mortgage rate might be your trusty life...
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Jumbo Loans: Your Key to Upscale California Living

Jumbo Loans: Your Key to Upscale California Living

All ARM Blog Jumbo Loans
Are you dreaming of residing in a luxurious Californian neighborhood? Surprisingly, the ticket price might begin at a cool $1...
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HELOC vs. Refinancing: Choosing the Best Path to Funding Home Improvements

HELOC vs. Refinancing: Choosing the Best Path to Funding Home Improvements

All Blog HELOC
Diving into the world of home improvements or other financial needs? Many homeowners face a dilemma: whether to tap into...
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What Does LA’s Mansion Tax Mean For Luxury Real Estate?

What Does LA’s Mansion Tax Mean For Luxury Real Estate?

All Blog Luxury Home
Voters who live in the City of Los Angeles passed Measure ULA, often called the "Mansion Tax," and it took...
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Discovering the Path to Your First Home in LA County: Unlocking Special Programs

Discovering the Path to Your First Home in LA County: Unlocking Special Programs

All Blog First Time Home Buyer
First-time homebuyer or not, if you've been out of the homeownership game for a while, Los Angeles County has got...
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Expanding Your Home’s Horizons: Embrace the Potential of ADUs for All Ages

Expanding Your Home’s Horizons: Embrace the Potential of ADUs for All Ages

ADU All Blog Renovations
  What is the ADU Buzz About? Simply put, an ADU, or Accessory Dwelling Unit, is an additional room or...
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Navigating Home Buying with Zillow’s Zestimate and Redfin Estimate: A Closer Look

Navigating Home Buying with Zillow’s Zestimate and Redfin Estimate: A Closer Look

All Blog Estimates
In today's digital era of house hunting, online tools like Zillow's Zestimate and Redfin's Estimate dominate our screens. But how...
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Unlock Your Dream Home with 2020’s Enhanced FHA Loans

Unlock Your Dream Home with 2020’s Enhanced FHA Loans

All Blog FHA
Is the dream of homeownership dancing in your head? The Federal Housing Administration (FHA) is all set to make your...
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Get The Inside Scoop On How To Leverage Median Sales and Listing Home Prices

Get The Inside Scoop On How To Leverage Median Sales and Listing Home Prices

All Home Buyers
Year-over-year home sales average price. Month-to-month median listing price average. Median listing price per square foot. Los Angeles' real estate...
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3 Secrets of Being A Smart Buyer in LA’s Home-Buying Market

3 Secrets of Being A Smart Buyer in LA’s Home-Buying Market

All Blog Home Buyers Housing Market
We work with many buyers at California Platinum Realty and California Platinum Loans, and we're confident in saying there's no...
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Good News For SoCal Home Buying Market: Prices Are Lower Than Their Peak In 2022

Good News For SoCal Home Buying Market: Prices Are Lower Than Their Peak In 2022

All Home Buyers
When we take the Los Angeles home buying market into consideration, it's a good idea to look at trends throughout...
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Are You An Unconventional Borrower? Great Ways To Finance Your Los Angeles Dream Home

Are You An Unconventional Borrower? Great Ways To Finance Your Los Angeles Dream Home

All Blog Dream HOme
Have you tried asking for information about mortgages online and talked with someone who told you that you couldn't get...
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Three Reasons Why It’s a Good Time To Buy A Home During An Economic Downturn

Three Reasons Why It’s a Good Time To Buy A Home During An Economic Downturn

All Home Buyers
Have you heard this famous Wall Street saying: "The time to buy is when there's blood in the streets"? This...
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Home Equity: A Potential Lifeline for Retirement, says Financial Planner

Home Equity: A Potential Lifeline for Retirement, says Financial Planner

All Blog Home Equity
Many American seniors find it challenging to maintain their quality of life after retirement. However, their most valuable financial asset...
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Important Considerations For Reverse Mortgages For Older Adults in Los Angeles

Important Considerations For Reverse Mortgages For Older Adults in Los Angeles

All Mortgage Loan Mortgage Rates
Reverse mortgages are growing more popular. The Federal Housing Administration (FHA) report to Congress for 2022 showed that there were...
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Are You Happily Self-Employed? Choosing Your Best Home Loan Options

Are You Happily Self-Employed? Choosing Your Best Home Loan Options

All Blog Home Loan
According to the St. Louis Federal Reserve, in 2022, almost 11% of people in the U.S. are self-employed. They own...
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Master the Art of Mortgage Pre-Qualification & Pre-Approval in Los Angeles: A Beginner’s Guide

Master the Art of Mortgage Pre-Qualification & Pre-Approval in Los Angeles: A Beginner’s Guide

All Mortgage Loan Mortgage Rates
As a Los Angeles mortgage and real estate broker, the pre-approval and pre-qualification processes might seem intimidating for first-time homebuyers....
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Can Los Angeles Home Buyers Get Great Opportunities In Today’s Market?

Can Los Angeles Home Buyers Get Great Opportunities In Today’s Market?

All Home Buyers
We've all heard the stories of people who bid on homes during the hot housing market of recent years and...
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I Want To Buy A Home In LA Now: How Does The Market Affect Me?

I Want To Buy A Home In LA Now: How Does The Market Affect Me?

All Blog Home Buyers
Trying to find the right home to buy in the right neighborhood in Los Angeles can be overwhelming. With well...
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Interested in jumbo mortgages in Los Angeles? Check out our latest article answering six common questions about these big-ticket loans!

Interested in jumbo mortgages in Los Angeles? Check out our latest article answering six common questions about these big-ticket loans!

All Home Buyers Jumbo Loans Mortgage Loan
With median home prices at over $900,000 in Los Angeles County, jumbo mortgages can be required for many buyers to...
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High Rates? No Problem!: Your Guide to Navigating the 2023 Mortgage Landscape

High Rates? No Problem!: Your Guide to Navigating the 2023 Mortgage Landscape

All Blog Mortgage Rates
In the golden years of 2020 and 2021, historically low mortgage rates were the talk of the town. Today, they've...
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Four Fascinating Facts About the Los Angeles Home Market That Will Surprise You

Four Fascinating Facts About the Los Angeles Home Market That Will Surprise You

All Home Buyers
Did you know that Los Angeles County was one of the harder-hit regions in the 2008 global recession? According to...
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The Importance of Credit Scores: A Beginner’s Guide to Understanding and Improving Your Score

The Importance of Credit Scores: A Beginner’s Guide to Understanding and Improving Your Score

All Financial Advice Home Buyers
A credit score is a numerical rating that represents an individual's creditworthiness, and it's based on information in their credit...
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Learn the difference between pre-approval and pre-qualification in the mortgage process to help you get a better understanding of your home buying options.

Learn the difference between pre-approval and pre-qualification in the mortgage process to help you get a better understanding of your home buying options.

All Home Buyers Mortgage Loan Mortgage Rates
Navigating the Mortgage Application: Pre-Qualification Explained Pre-qualification marks the initial phase of the mortgage application process. It requires submitting basic...
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Simplify Mortgage Types For Confident Homebuying

Simplify Mortgage Types For Confident Homebuying

All Home Buyers Interest Rate Mortgage Loan Mortgage Rates
Choosing a mortgage can be confusing, especially for first-time homebuyers. We've simplified the differences between common mortgage types so you...
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Unlocking Jumbo Mortgage Opportunities: The Mechanics of High-Balance Home Loans and ARMs for Los Angeles Homebuyers

Unlocking Jumbo Mortgage Opportunities: The Mechanics of High-Balance Home Loans and ARMs for Los Angeles Homebuyers

All Home Buyers Mortgage Loan Mortgage Rates
Are you looking at homes with purchase prices that are higher than the conforming loan limit for Los Angeles County?...
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Optimize Your Mortgage Possibilities: Manage your loan-to-value (LTV) ratio with our expert tips for reducing risk, lowering interest rates, and building equity in your property. 

Optimize Your Mortgage Possibilities: Manage your loan-to-value (LTV) ratio with our expert tips for reducing risk, lowering interest rates, and building equity in your property. 

All Loan To Value LTV Mortgage Loan Mortgage Rates
Effectively managing your loan-to-value (LTV) ratio is crucial for homeowners who manage their mortgages successfully. A higher LTV ratio can...
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Seniors in Los Angeles, beware of the risks associated with reverse mortgages. Educate yourself before making any financial decisions today.

Seniors in Los Angeles, beware of the risks associated with reverse mortgages. Educate yourself before making any financial decisions today.

All Financial Advice Mortgage Rates
Like any other important financial decision, choosing to take out a reverse mortgage comes with potential risks as well as...
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2023 Mortgage Rate Trends: Expert Predictions on 30-Year Fixed & ARM Rates and What Does It Mean for Your Home Loan?

2023 Mortgage Rate Trends: Expert Predictions on 30-Year Fixed & ARM Rates and What Does It Mean for Your Home Loan?

30-Year Mortgage All Financial Advice First Time Home Buyer Home Buyers
Each year, various finance industries, real estate professional associations, and government-backed organizations like Freddie Mac predict mortgage interest rate trends....
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Navigate the Complex Mortgage Home Loan Process Like a Pro: Don’t Do it Alone! Business Owners, Entrepreneurs, and Self-Employed Individuals All Trust California Platinum Loans to Guide them Every Day!

Navigate the Complex Mortgage Home Loan Process Like a Pro: Don’t Do it Alone! Business Owners, Entrepreneurs, and Self-Employed Individuals All Trust California Platinum Loans to Guide them Every Day!

All Financial Advice Home Buyers Mortgage Loan
Buying a home is a significant acquisition that can be more challenging for self-employed individuals and business owners to secure...
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Discover the First-Time Homebuyer Program in LA: Your Guide to Los Angeles Homeownership Today

Discover the First-Time Homebuyer Program in LA: Your Guide to Los Angeles Homeownership Today

All First Time Home Buyer Home Buyers Luxury Home
Does Los Angeles have a first-time homebuyer program? Yes, and there are two of them. The City of Los Angeles...
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Are you curious about how super jumbo mortgages work? They’re not as scary as they sound! Let’s dive into the details and make sense of it all.

Are you curious about how super jumbo mortgages work? They’re not as scary as they sound! Let’s dive into the details and make sense of it all.

All Home Buyers Jumbo Loans Mortgage Loan
People who want to buy a home in Los Angeles can need a super jumbo mortgage to finance their home...
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Don’t wait until tomorrow! Is Now a Good Time for a HELOC Refinance? (Yes: And Here’s Why)

Don’t wait until tomorrow! Is Now a Good Time for a HELOC Refinance? (Yes: And Here’s Why)

All HELOC Home Buyers Mortgage Loan
Now is a good time for a home equity line of credit (HELOC). Changing conditions in the housing market, home...
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Unlock the Power of Home Equity with a HECM Loan! Learn how this financial tool can help seniors live a more comfortable retirement.

Unlock the Power of Home Equity with a HECM Loan! Learn how this financial tool can help seniors live a more comfortable retirement.

All HECM Home Buyers Mortgage Loan
A HECM loan is a "home equity conversion mortgage." This is a government-insured mortgage that is only available for homeowners...
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Maximize Your Home-Buying Power in LA: A Complete Guide to Choosing the Right FHA Loan Terms – 15-Year VS 30-Year Options & Pros/Cons!

Maximize Your Home-Buying Power in LA: A Complete Guide to Choosing the Right FHA Loan Terms – 15-Year VS 30-Year Options & Pros/Cons!

30-Year Mortgage All Home Buyers Mortgage Loan Uncategorized
Could you get an FHA 15-year or 30-year mortgage to buy a home in Los Angeles? According to the Department...
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Urgent Homebuyers Alert: Take Control of Your Los Angeles Home Search Today, with This Comprehensive Guide to Mortgage Pre-Approval

Urgent Homebuyers Alert: Take Control of Your Los Angeles Home Search Today, with This Comprehensive Guide to Mortgage Pre-Approval

All First Time Home Buyer Home Buyers Luxury Home
If you're looking to buy a home in Los Angeles, there are several steps you can take to be prepared...
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Unlocking Homeownership Today Find out Who Qualifies for Down Payment Assistance in Today’s Market

Unlocking Homeownership Today Find out Who Qualifies for Down Payment Assistance in Today’s Market

All Home Buyers News
Purchasing a home is a momentous milestone, but many people struggle to save enough money for a down payment. Fortunately,...
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Pending Homes Down 6th Straight Month November New Home Sales Up 5.8% while Home Prices Hit Lowest Rate Of Appreciation In 2 Years

Pending Homes Down 6th Straight Month November New Home Sales Up 5.8% while Home Prices Hit Lowest Rate Of Appreciation In 2 Years

All Financial Advice First Time Home Buyer Home Buyers
November New Home Sales Up 5.8% Over the holiday season, HUD and the Census Bureau revealed that new home sales...
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U.S. Pending Home Sales Fall to Second-Lowest Level on Record But Double-digit U.S. Home Price Growth Streak Skids To An End

U.S. Pending Home Sales Fall to Second-Lowest Level on Record But Double-digit U.S. Home Price Growth Streak Skids To An End

All Financial Advice Home Buyers
U.S. Pending Home Sales Fall to Second-Lowest Level on Record But… According to a statement released on Wednesday, the National...
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Mortgage Rates have Significantly Decreased Since mid-November but Home Delistings Hit Record High Existing Housing Inventories Skyrocket Upwards

Mortgage Rates have Significantly Decreased Since mid-November but Home Delistings Hit Record High Existing Housing Inventories Skyrocket Upwards

All Mortgage Rates
Home Delistings Hit Record High in November as Buyers and Sellers Retreated During the 12 weeks ending Nov. 20, a...
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Housing market is beginning to show signs of affordability returning in November Mortgage Refinance Demand Surged 6%

Housing market is beginning to show signs of affordability returning in November Mortgage Refinance Demand Surged 6%

All Mortgage Loan
First Indications of Affordability Emerged in November The market is beginning to show signs of affordability returning. As mortgage rates...
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Mortgage Applications Down 2nd Straight Week in December National Housing Survey says Homebuying Sentiment is Readjusting

Mortgage Applications Down 2nd Straight Week in December National Housing Survey says Homebuying Sentiment is Readjusting

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Homebuying Sentiment is Readjusting The Home Purchase Sentiment Index (HPSI) for Fannie Mae had its first upward movement in nine...
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September – U.S. Single-Family Home Prices Slows October – Single-Family Home Sales Picks Up, November – Mortgage applications still down despite falling rates

September – U.S. Single-Family Home Prices Slows October – Single-Family Home Sales Picks Up, November – Mortgage applications still down despite falling rates

All Luxury Home Mortgage Rates
Single-Family Home Sales Pick Up In October Despite continuing high mortgage rates and home prices, sales of new single-family homes...
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What’s falling? Largest Drop in Mortgage Rates in 41 Years, Mortgage Applications Drop in October and Existing Home Sales Fall 9th Straight Month

What’s falling? Largest Drop in Mortgage Rates in 41 Years, Mortgage Applications Drop in October and Existing Home Sales Fall 9th Straight Month

All Luxury Home Mortgage Rates
Largest Drop in Mortgage Rates in 41 Years Last week saw the most significant weekly drop in mortgage rates since...
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The Refi Market is About to Bottom Out, says Black Knight while NAR Economist Predicts That Home Prices Won’t Decrease in 2023

The Refi Market is About to Bottom Out, says Black Knight while NAR Economist Predicts That Home Prices Won’t Decrease in 2023

All Home Buyers Luxury Home
NAR Economist Predicts That Home Prices Won't Decrease in 2023. Lawrence Yun, the chief economist for the National Association of...
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Consumer Prices Rose 0.4% in October, Less Than Expected, as Inflation Eases while Purchase Applications Seen to Tick Higher Despite Growing Costs

Consumer Prices Rose 0.4% in October, Less Than Expected, as Inflation Eases while Purchase Applications Seen to Tick Higher Despite Growing Costs

All Luxury Home Mortgage Rates
Purchase Applications Tick Higher Despite Growing Costs The number of mortgage applications generally decreased once again for the week ending...
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Thriving Home Price Growth in Less Expensive Areas as Other Regions Moderate as MBA Nov. 2 Weekly Survey: Applications Fall 6th Straight Week

Thriving Home Price Growth in Less Expensive Areas as Other Regions Moderate as MBA Nov. 2 Weekly Survey: Applications Fall 6th Straight Week

All Luxury Home Mortgage Rates
MBA Nov. 2 Weekly Survey: Applications Fall 6th Straight Week Mortgage applications decreased for a sixth consecutive week, despite a...
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Two top home price indices reported that home prices dropped significantly again in August, Landlords are being forced to pull back on significant increases due to a sudden drop in tenant demand US Economy Likely To Enter Recession in 2023

Two top home price indices reported that home prices dropped significantly again in August, Landlords are being forced to pull back on significant increases due to a sudden drop in tenant demand US Economy Likely To Enter Recession in 2023

All Luxury Home Mortgage Rates
Home Prices Fell Even Faster in August, But Still Up Big Year-Over-Year The two top home price indices reported that...
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Fannie Mae Home Price Index Shows Growth Slow Down in Q3 Millennials are Likely to Buy Property in the next Two Years Due to an Improvement in Their Financial Situation

Fannie Mae Home Price Index Shows Growth Slow Down in Q3 Millennials are Likely to Buy Property in the next Two Years Due to an Improvement in Their Financial Situation

All Fannie Mae Mortgage Rates News
Home Price Growth Slowed Down in Q3 The Fannie Mae Home Price Index (FNM-HPI) measures the average quarterly price change...
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Consumer Price Index rose! Shook the Financial Markets in September, Meantime New Mortgage Applications Experienced a Minor Downward trend Considering Rate Hikes while MBA Sees Job Numbers as Positive for Housing Market

Consumer Price Index rose! Shook the Financial Markets in September, Meantime New Mortgage Applications Experienced a Minor Downward trend Considering Rate Hikes while MBA Sees Job Numbers as Positive for Housing Market

All Uncategorized
Inflation Increased 0.4% in September, Despite Rate Hikes In September, consumer prices for a wide range of goods and services...
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New Data Shows a Sharp Decrease In Demand Driving Housing Market Cooldown Private Sector Adds 208,000 Jobs Home Price Appreciation Lose Steam

New Data Shows a Sharp Decrease In Demand Driving Housing Market Cooldown Private Sector Adds 208,000 Jobs Home Price Appreciation Lose Steam

All Home Buyers Mortgage Rates Private Mortgage Insurance
Sharp Decrease In Demand Driving Housing Market Cooldown HouseCanary Inc., a nationwide brokerage renowned for the accuracy of its real...
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US Housing Prices Fall for First Time Since 2012 Market seeing a great deal of unfulfilled housing demand Homebuyers Relieved By Slightly Lower Mortgage Payments

US Housing Prices Fall for First Time Since 2012 Market seeing a great deal of unfulfilled housing demand Homebuyers Relieved By Slightly Lower Mortgage Payments

All Uncategorized
Homebuyers Relieved By Slightly Lower Mortgage Payments The hot seller's market is beginning to cool off, helping US homebuyers despite...
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Mortgage Demand Is Up In Six Weeks, Despite Much Higher Interest Rates – Housing Construction Rebounds Seen in August While Existing Home Sales Fall

Mortgage Demand Is Up In Six Weeks, Despite Much Higher Interest Rates – Housing Construction Rebounds Seen in August While Existing Home Sales Fall

All Financial Advice First Time Home Buyer Home Buyers
Housing Construction Rebounds In August While Permits Drop According to the U.S. Census Bureau and Housing and Urban Development Department,...
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The Current State of Refinancing Inflation, Home Price Growth Headed Downward: Fed Report but based on the Bureau of Labor Statistics, Inflation Rose 0.1% In August Even with Sharp Drop In Gas Prices

The Current State of Refinancing Inflation, Home Price Growth Headed Downward: Fed Report but based on the Bureau of Labor Statistics, Inflation Rose 0.1% In August Even with Sharp Drop In Gas Prices

All Mortgage Rates
Inflation, Home Price Growth Headed Downward: Fed Report According to the most recent Survey of Consumer Expectations (SCE) from the...
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Recession Alert?! Housing market NOT in recession! Homebuyers seen to Gain More Bargaining Power in August

Recession Alert?! Housing market NOT in recession! Homebuyers seen to Gain More Bargaining Power in August

All Blog Uncategorized
Homebuyers Gain More Bargaining Power in August Homebuyers in several markets have regained some negotiating power as demand has decreased....
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New Information: Mortgage Bankers Association predicts Modest Increase in Purchase Volume Next Year Gas price decrease sets the stage for higher buyer confidence

New Information: Mortgage Bankers Association predicts Modest Increase in Purchase Volume Next Year Gas price decrease sets the stage for higher buyer confidence

All Home Improvement
MBA: A Modest Increase in Purchase Volume Next Year Mortgage Bankers Association (MBA) Chief Economist Mike Fratantoni said there will...
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Redfin Reports Homebuying Competition Drops Near Pandemic-Era Low Zillow says Buyers Gaining Time, Options as Housing Market Rebalances

Redfin Reports Homebuying Competition Drops Near Pandemic-Era Low Zillow says Buyers Gaining Time, Options as Housing Market Rebalances

All Mortgage Rates
Homebuying Competition Drops Near Pandemic-Era Low, Redfin Reports According to recent data from Redfin, competition for home purchases continues to...
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Looking for a flexible financial solution in Los Angeles? Consider a Reverse Mortgage with variable adjustable rates and lines of credit! Learn about the benefits of this unique program today

Looking for a flexible financial solution in Los Angeles? Consider a Reverse Mortgage with variable adjustable rates and lines of credit! Learn about the benefits of this unique program today

All First Time Home Buyer Mortgage Loan
If you're an older adult and have lived in your home a long time, you've probably at least thought about...
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National Association of Realtors recognized double-digit price increase on home prices this August as mortgage rates increase and home sales slowing down

National Association of Realtors recognized double-digit price increase on home prices this August as mortgage rates increase and home sales slowing down

All Mortgage Rates
Mortgage Rates Above 5% Again, Home Prices Keep Rising The next release of the Case Shiller and FHFA home price...
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Data reveals a more apparent Mortgage slowdown in June, as Tide Turning In Favor Of Homebuyers Inflation Pressures Eases in July.

Data reveals a more apparent Mortgage slowdown in June, as Tide Turning In Favor Of Homebuyers Inflation Pressures Eases in July.

All Mortgage Rates
Record Drop inice Growth - Mortgage Monitor The next release of the Case Shiller and FHFA home price indices won't...
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Has Spring has sprung? New Home Sales Jump 11% in May but is showing a slow decline in the last few months

Has Spring has sprung? New Home Sales Jump 11% in May but is showing a slow decline in the last few months

All Home Buyers
May New Home Sales Jump 11% In a month of generally negative housing data, May's new home sales stood out...
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US currency not in recession even if Mortgage Rates Increase causing home sales to fall by 20%, Home Price Gains Ease but Expected to Finish Year in Double Digits

US currency not in recession even if Mortgage Rates Increase causing home sales to fall by 20%, Home Price Gains Ease but Expected to Finish Year in Double Digits

All Home Buyers
The rate of home price gains slowed slightly between April and May, but there was less than a 1% change...
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Busting Mortgage Myths: Between Market Spins and The Real Estate Pulse

Busting Mortgage Myths: Between Market Spins and The Real Estate Pulse

All Blog Fannie Mae FHA Freddie Mac Home Improvement Renovations
Hold onto your wallets, Californians! Today's bulletin will traverse the media's spin cycle, where sometimes economic seasons make things look...
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We are seeing a Decline in Home purchases due to economic uncertainty: National Association of REALTORS and Commerce Department agrees

We are seeing a Decline in Home purchases due to economic uncertainty: National Association of REALTORS and Commerce Department agrees

All News
Existing-Home Sales Slid 5.4% in June According to the National Association of REALTORS®, existing-home sales decreased for the sixth consecutive...
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Homebuyers Are Canceling Deals At The Highest Rate Since The Start Of The Pandemic. Will Aging Baby Boomers Affect Housing Inventory?

Homebuyers Are Canceling Deals At The Highest Rate Since The Start Of The Pandemic. Will Aging Baby Boomers Affect Housing Inventory?

All News
Homebuyers Are Canceling Deals At The Highest Rate Since The Start Of The Pandemic Since the Covid epidemic began, Americans...
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Fed Sees ‘More Restrictive’ Policy As Likely If Inflation Fails To Come Down, Minutes say

Fed Sees ‘More Restrictive’ Policy As Likely If Inflation Fails To Come Down, Minutes say

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According to meeting minutes disclosed on Wednesday, Federal Reserve officials highlighted the need to combat inflation in June even if...
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Check out how moving price and interest rate affect affordability. Is the rate of building new homes affecting inventory? Existing Home Sales Fall 4th Straight Month; Median Sales Price Breaks $400,000

Check out how moving price and interest rate affect affordability. Is the rate of building new homes affecting inventory? Existing Home Sales Fall 4th Straight Month; Median Sales Price Breaks $400,000

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The National Association of Realtors announced Tuesday that existing home sales decreased in May by 3.4 percent from April, the...
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Redfin says Homebuyer Demand is Slowing, Home Prices Start to Stabilize

Redfin says Homebuyer Demand is Slowing, Home Prices Start to Stabilize

All Home Buyers
Homebuyer Demand is Slowing The housing market continues to show signs of slowing. Although Redfin is not the only real...
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Average property has increased 9% since the start of 2022: US Housing Market Starting To Shift Back To Buyers today

Average property has increased 9% since the start of 2022: US Housing Market Starting To Shift Back To Buyers today

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According to Redfin, the housing market is showing minor but significant signs that the balance is swinging back to buyers...
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HUD and the Census Bureau shares that May New Home Sales Jump 11%

HUD and the Census Bureau shares that May New Home Sales Jump 11%

All Home Buyers News
May New Home Sales Jump 11% In a month of generally negative housing data, May's new home sales stood out...
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Blazing-Hot Housing Market Cooling Down: 1 in 5 U.S. home sellers lowered their price at some point in May

Blazing-Hot Housing Market Cooling Down: 1 in 5 U.S. home sellers lowered their price at some point in May

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Mortgage Demand Falls To Lowest Level Since December 2018 According to the Mortgage Bankers Association's seasonally adjusted index, mortgage applications...
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U.S. Census Bureau and the U.S. Department of Housing and Urban Development says New-Home Sales Plummet In April, Falling To Lowest Level In Two Years

U.S. Census Bureau and the U.S. Department of Housing and Urban Development says New-Home Sales Plummet In April, Falling To Lowest Level In Two Years

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According to the U.S. Census Bureau and the U.S. Department of Housing and Urban Development, April's annual sales pace is...
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The Crazy Housing Market Is Finally Slowing Down. National Association of Realtors, said that new home construction had increased the housing supply.

The Crazy Housing Market Is Finally Slowing Down. National Association of Realtors, said that new home construction had increased the housing supply.

All Home Buyers
After nearly two years of skyrocketing prices and dwindling inventories, the housing market is starting to cool this spring. As...
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Housing Supply Improving, As High Prices and Rising Rates Weigh on Sales. Mortgage applications up for the second week this year

Housing Supply Improving, As High Prices and Rising Rates Weigh on Sales. Mortgage applications up for the second week this year

All Home Buyers
According to new data from Realtor.com, the supply of properties for sale could expand in the coming weeks. Inventory was...
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CoreLogic’s Home Price Index (HPI) Logs Largest Annual Increase on Record. March HPI up by 20.9 percent year over year

CoreLogic’s Home Price Index (HPI) Logs Largest Annual Increase on Record. March HPI up by 20.9 percent year over year

All Home Buyers
Price growth has slowed (and in some cases reversed) in several parts of the country due to the confluence of...
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S&P Case-Shiller Says Home Prices Grew Nearly 20% In February, Slowdown May Be Coming

S&P Case-Shiller Says Home Prices Grew Nearly 20% In February, Slowdown May Be Coming

All Home Buyers
According to the S&P CoreLogic Case-Shiller national home price index, home prices grew 19.8% year over year in February, up...
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MBA Weekly Applications Survey April 20, 2022: Rising Mortgage Rates Push Down Applications. Market Composite Index down 5.0 percent from the previous week on a seasonally adjusted basis.

MBA Weekly Applications Survey April 20, 2022: Rising Mortgage Rates Push Down Applications. Market Composite Index down 5.0 percent from the previous week on a seasonally adjusted basis.

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MBA Weekly Applications Survey April 20, 2022: Rising Mortgage Rates Push Down Applications Mortgage application activity fell last week due...
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Are we in Trouble? United States is dealing with the highest inflation in four decades. Bankers Lower Mortgage Demand Outlook for the Year

Are we in Trouble? United States is dealing with the highest inflation in four decades. Bankers Lower Mortgage Demand Outlook for the Year

All Home Buyers
Mortgage bankers throughout the country are lowering their forecasts for the year as interest rates continue to rise, making homeownership...
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Have you heard? Recent report shows Interest Rates Up 5%, Mortgage Applications Down.

Have you heard? Recent report shows Interest Rates Up 5%, Mortgage Applications Down.

All Home Buyers
MBA Weekly Applications Survey April 6, 2022: As Rates Push 5%, Applications Drop Again For the third week in a...
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Townhouses winning as single-family home price is up. Expert anticipates a 25% drop in existing-home sales between February and summer

Townhouses winning as single-family home price is up. Expert anticipates a 25% drop in existing-home sales between February and summer

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Purchase Applications Remain Resilient While Refis Keep Sliding Interest rates and mortgage refinance demand have a solid and predictable relationship....
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First-time home buyers caught in the middle. Rent cost is up so is the cost of purchasing a home. Check this now!

First-time home buyers caught in the middle. Rent cost is up so is the cost of purchasing a home. Check this now!

All Home Buyers
Housing Affordability is the Lowest Since 2008 It has become challenging for first-time buyers as they are getting caught between...
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National Association of Home Builders say seven out of ten households in today’s market cannot afford a median-priced home.

National Association of Home Builders say seven out of ten households in today’s market cannot afford a median-priced home.

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Why Some Owners Are Staying Put New affordability estimates reveal why there are so few houses for sale: owners who...
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January Builder Applications Up from December; Down from Year Ago

January Builder Applications Up from December; Down from Year Ago

All Home Buyers
January Builder Applications Up from December; Down from Year Ago According to the Mortgage Bankers Association (MBA) Builder Application Survey,...
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Is There Really 6 Months Worth of Inventory today? Mortgage Applications Fall to 2-Year Low

Is There Really 6 Months Worth of Inventory today? Mortgage Applications Fall to 2-Year Low

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New Home Sales Ebb. Is There Really 6 Months Worth of Inventory? According to the Census Bureau, new home sales...
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Are we in trouble? 69% of the nation cannot afford a new median-priced home because their incomes are insufficient to meet typical underwriting criteria.

Are we in trouble? 69% of the nation cannot afford a new median-priced home because their incomes are insufficient to meet typical underwriting criteria.

All Home Buyers
Home Price Gains Have Outsized Affordability Impacts According to the National Association of Homebuilders (NAHB), 87.5 million households, 69% of...
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Some analysts foresee that the spring housing market of 2022 will be one of the most competitive ever. Find out what economists have to say.

Some analysts foresee that the spring housing market of 2022 will be one of the most competitive ever. Find out what economists have to say.

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MBA Weekly Applications Survey February 9, 2022: Rising Rates Put Damper on Refis The Mortgage Bankers Association announced Wednesday in...
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Curious about how a reverse mortgage may impact your Social Security benefits? Get the facts and make informed decisions about your retirement income with our comprehensive guide!

Curious about how a reverse mortgage may impact your Social Security benefits? Get the facts and make informed decisions about your retirement income with our comprehensive guide!

All Mortgage Rates News
If you're approaching retirement or have already retired and are considering a reverse mortgage, you may be wondering if receiving...
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Single-Family Construction Spending Rose by One-Third Last Year, what does this mean to us average folks today

Single-Family Construction Spending Rose by One-Third Last Year, what does this mean to us average folks today

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Rising Rates Propel Surge in Refinancing The week of January 28th had the highest non-holiday-related increase in mortgage volume since the...
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Maximize your mortgage potential with a solid understanding of Loan-to-Value (LTV) ratio. Unlocking the Secret to Mortgage Success.

Maximize your mortgage potential with a solid understanding of Loan-to-Value (LTV) ratio. Unlocking the Secret to Mortgage Success.

All Loan To Value LTV Mortgage Loan Mortgage Rates
When you plan to buy a home and need a mortgage, you'll encounter the loan-to-value ratio (LTV). Lenders use the...
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The Federal Open Market Committee Indicates Taper End In March, Rate Hike in our midst! Read on

The Federal Open Market Committee Indicates Taper End In March, Rate Hike in our midst! Read on

All Financial Advice Mortgage Rates
FOMC Indicates Taper End In March, Rate Hike Soon Officials at the Federal Reserve have been persuaded by rising inflation...
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Revamp Your Retirement: Downsizing and a Reverse Mortgage and Achieve Financial Freedom Today

Revamp Your Retirement: Downsizing and a Reverse Mortgage and Achieve Financial Freedom Today

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Can you downsize your home and also use a reverse mortgage? Yes, and a growing number of people are choosing...
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Unlock Your Treasure Chest: Leveraging Home Equity in Today’s Market

Unlock Your Treasure Chest: Leveraging Home Equity in Today’s Market

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Has your home become your treasure chest? Are you looking at that equity and picturing vacations, investment opportunities, or freedom...
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In today’s news, Home sales face headwinds in November in the midst of a housing market! Find out more now!

In today’s news, Home sales face headwinds in November in the midst of a housing market! Find out more now!

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Home Price Gains Slow In October, the Case-Shiller U.S. National Home Price Index, which covers all nine census divisions in...
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The American Home Buying Process: A Comprehensive Guide to mastering mortgages and navigate the process like a pro today

The American Home Buying Process: A Comprehensive Guide to mastering mortgages and navigate the process like a pro today

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Buying a home is one of the most significant investments you'll make in your life, and obtaining a mortgage is...
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Attention! Our Millennial buddies have officially Dominated the current Housing Market and are continuously doing so

Attention! Our Millennial buddies have officially Dominated the current Housing Market and are continuously doing so

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Fed Moves Up Timetables On Wednesday, the Federal Open Market Committee said that it would accelerate its tapering of agency...
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Fannie Mae’s November Home Purchase Sentiment Index reports that the US housing market remains solid despite rising economic negativity to its highest level in a decade

Fannie Mae’s November Home Purchase Sentiment Index reports that the US housing market remains solid despite rising economic negativity to its highest level in a decade

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MBA Weekly Applications Survey December 8, 2021: Rates Drop; Refis Up The Mortgage Bankers Association said Wednesday in its Weekly...
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As with the law of supply and demand, Unusual Holiday Home-Buying Surge Pushes Mortgage Demand Higher for everyone  this season

As with the law of supply and demand, Unusual Holiday Home-Buying Surge Pushes Mortgage Demand Higher for everyone this season

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Case-Shiller Home-Price Index Slows In September In September, the S&P CoreLogic Case-Shiller national home-price index began to fall, with a...
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Many homebuilders went out of business in the recent months, resulting in a historic housing shortage. Find out how this could possibly affect investors who are vying for homes.

Many homebuilders went out of business in the recent months, resulting in a historic housing shortage. Find out how this could possibly affect investors who are vying for homes.

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US Home Sales On Track For The Best Year Since 2006 According to a report from the National Association of...
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Attention single parents! Don’t let a tight budget hold you back from home ownership. Check out these top home loan programs designed to help you achieve your dream of owning a home

Attention single parents! Don’t let a tight budget hold you back from home ownership. Check out these top home loan programs designed to help you achieve your dream of owning a home

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Purchasing a home can be challenging, especially for single parents with a tighter budget due to the realities of single...
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Attention Single Parents! Don’t Let A Tight Budget Hold You Back From Home ownership. Check Out These Top Home Loan Programs Designed To Help You Achieve Your Dream Of Owning A Home.

Attention Single Parents! Don’t Let A Tight Budget Hold You Back From Home ownership. Check Out These Top Home Loan Programs Designed To Help You Achieve Your Dream Of Owning A Home.

All Home Buyers Mortgage Loan
Purchasing a home can be challenging, especially for single parents with a tighter budget due to the realities of single...
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Do You Have An FHA Home Loan? STOP Wasting Money: Refinance NOW And See How Quick it will Clear Away Your PMI/Mortgage Insurance

Do You Have An FHA Home Loan? STOP Wasting Money: Refinance NOW And See How Quick it will Clear Away Your PMI/Mortgage Insurance

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If you have an FHA loan, you may be getting tired of paying mortgage insurance every month in addition to...
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The US housing market has always been historically slow in autumn, but somehow, the current pandemic housing market appears to be thriving.

The US housing market has always been historically slow in autumn, but somehow, the current pandemic housing market appears to be thriving.

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Home Selling Sentiment at Record High Fannie Mae's Home Purchase Sentiment Index (HPSI) gained a single point from September's level,...
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What Does Seasoning Mean When Applying For a Mortgage To Buy The Home You Want? Can You Get a Loan With No Seasoning After Financial Problems?

What Does Seasoning Mean When Applying For a Mortgage To Buy The Home You Want? Can You Get a Loan With No Seasoning After Financial Problems?

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Seasoning food makes it taste better. In the home loan area, seasoning can refer to the amount of time you've...
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According to a department head at ADP, private-sector job creation increased in October due to a surge in hiring in the hospitality sector.

According to a department head at ADP, private-sector job creation increased in October due to a surge in hiring in the hospitality sector.

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Weekly Jobless Claims Better than Expected Last week, the jobless situation in the United States improved once further, with initial...
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California Home Loans: Avoid These Five Grave Mistakes To Not Risk Losing Your Approval For The Mortgage You Need

California Home Loans: Avoid These Five Grave Mistakes To Not Risk Losing Your Approval For The Mortgage You Need

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Have you been pre-approved for a home mortgage? Perhaps you've even received pre-approval for a super jumbo home loan --...
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According to Fannie Mae’s most recent forecast, the housing market is likely to revert to a normal-ish level of price appreciation for the silent majority despite an abatement from the year’s dramatic price surge.

According to Fannie Mae’s most recent forecast, the housing market is likely to revert to a normal-ish level of price appreciation for the silent majority despite an abatement from the year’s dramatic price surge.

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Case-Shiller Data Suggests that Home-Price Appreciation is Tapering The S&P Case-Shiller U.S. National Home Price NSA Index reported an annual...
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Need A Faster and Flexible Solution To Your Home Improvement Needs? A Home Equity Line of Credit Can Lower Your Monthly Payments And Help You Achieve Your Upgrade Goals Quickly

Need A Faster and Flexible Solution To Your Home Improvement Needs? A Home Equity Line of Credit Can Lower Your Monthly Payments And Help You Achieve Your Upgrade Goals Quickly

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Have you been thinking about a HELOC, aka a home equity line of credit? With favorable 30-year refinance rates and...
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Just days ago, weekly jobless claims fell to another pandemic-era low as the enhanced benefits were phased off, the lowest historical level since the Covid-19 crisis began, a drop of 122,000 from the previous week.

Just days ago, weekly jobless claims fell to another pandemic-era low as the enhanced benefits were phased off, the lowest historical level since the Covid-19 crisis began, a drop of 122,000 from the previous week.

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Jobless Claims Fall Again As Enhanced Pandemic Benefits Fade Away Last week, weekly jobless claims fell to another pandemic-era low...
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Are Young Homebuyers Priced Out of the Market? Investigate How to Buy Your First Dream Home in Your 20s

Are Young Homebuyers Priced Out of the Market? Investigate How to Buy Your First Dream Home in Your 20s

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If you're in your 20s and thinking about buying a house, it's easy to understand how you could be confused...
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As shown in a new survey from the National Association of Realtors (NAR), home affordability in the United States increased for the second month in a row in August Despite surging prices

As shown in a new survey from the National Association of Realtors (NAR), home affordability in the United States increased for the second month in a row in August Despite surging prices

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Rates Fall For the First Time in Over a Week Intraday movements in the bond market and mortgage rates are...
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Are You Classified As An Untraditional Borrower? Can You Still Be Granted With a Mortgage Without Any Income or Tax Documentation?

Are You Classified As An Untraditional Borrower? Can You Still Be Granted With a Mortgage Without Any Income or Tax Documentation?

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At least 90 percent of the mortgage and financial advice out there is written for traditional 30-year fixed mortgages and...
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Inflation continued to rise in August, while price pressures are likely to have peaked. Read on pals, to know the possible outcome this might have on consumer spending.

Inflation continued to rise in August, while price pressures are likely to have peaked. Read on pals, to know the possible outcome this might have on consumer spending.

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Mortgage Rates Ascend as Refinance Demand Drops 10% According to the Mortgage Bankers Association's seasonally adjusted index, Mortgage demand has...
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Is It Possible For Doctors To Purchase the Home of Their Dreams With A Home Loan Suitable To Their Line of Work? What If The Income Is Variable?

Is It Possible For Doctors To Purchase the Home of Their Dreams With A Home Loan Suitable To Their Line of Work? What If The Income Is Variable?

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Are you a physician or a resident? Whether you're just starting your career or are farther along, have you heard...
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Is This Year The Right Time For You To Make That Home Purchase? California Platinum Loans Explains How Mortgage Rates Can Guide You Make That Decision Today

Is This Year The Right Time For You To Make That Home Purchase? California Platinum Loans Explains How Mortgage Rates Can Guide You Make That Decision Today

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Did you know that most mortgage loan professionals have their calculators at hand all of the time? You don't have...
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Your Super Jumbo Mortgage: Can You Get A $10 Million Mortgage And Buy Your Dream Home? Can The Term Be as Light As Payable in 30 Years?

Your Super Jumbo Mortgage: Can You Get A $10 Million Mortgage And Buy Your Dream Home? Can The Term Be as Light As Payable in 30 Years?

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What is a super jumbo mortgage? A super jumbo loan significantly exceeds conforming loan limits published by the Federal Housing...
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Can You Use an Interest Only ARM to Buy a Home And Achieve Financial Goals?

Can You Use an Interest Only ARM to Buy a Home And Achieve Financial Goals?

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With fixed-rate 30-year mortgages at a relatively low rate, you may not be thinking about an adjustable rate mortgage (ARM)...
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What Exactly Is A VA Jumbo Mortgage? In This Current Period, Do You Still Need This Type Of Mortgage to Buy a Higher-Priced Home?

What Exactly Is A VA Jumbo Mortgage? In This Current Period, Do You Still Need This Type Of Mortgage to Buy a Higher-Priced Home?

All Blog Jumbo Loans VA Home Loan
You've probably heard by now that the VA county mortgage loan limits are no longer in force as of January...
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How Simple Is It to Get a 30-Year Fixed Mortgage? Find Out How to Own Your Own Home Now

How Simple Is It to Get a 30-Year Fixed Mortgage? Find Out How to Own Your Own Home Now

30-Year Mortgage All Blog
Are you thinking about buying a home or shopping already? A 30-year fixed mortgage can help you buy the home...
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California Platinum Loans Shares With You Today, A Sure Fire Way to Double Your Home Buying Power Including A 30-Year Home Loan

California Platinum Loans Shares With You Today, A Sure Fire Way to Double Your Home Buying Power Including A 30-Year Home Loan

30-Year Mortgage All Blog
Have you ever thought of buying a duplex or triplex, and renting part of it out? This strategy has been...
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Wondering How You Can Update Your Current Kitchen or Bath? California Platinum Loans Explains How You Can Achieve Your Latest  Remodeling Desires Instantly

Wondering How You Can Update Your Current Kitchen or Bath? California Platinum Loans Explains How You Can Achieve Your Latest Remodeling Desires Instantly

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Do you spend your days watching home remodeling shows? There are dozens of popular shows, each with its own style...
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Do You Really Have to Have a 20% Down Payment Right This Minute? Presently, How Much Should You Save For The Best California Home Loan Interest Rate Today?

Do You Really Have to Have a 20% Down Payment Right This Minute? Presently, How Much Should You Save For The Best California Home Loan Interest Rate Today?

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When the financial advice website NerdWallet surveyed home buyers in 2019, they learned that almost two-thirds of them (62%) thought...
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Can You Still Buy The Home You Want With a FICO Score of 600 or Sometimes, Even Lower Than That?

Can You Still Buy The Home You Want With a FICO Score of 600 or Sometimes, Even Lower Than That?

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Can you get a home loan with a credit score of 600? Yes you can, although a credit score of...
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At Present, What’s Your DTI Ratio? How Does a High Debt to Income Ratio Hurt Your Chances of Getting the Mortgage You Need?

At Present, What’s Your DTI Ratio? How Does a High Debt to Income Ratio Hurt Your Chances of Getting the Mortgage You Need?

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You probably know that your credit score affects the home mortgage rates you are eligible for. But did you know...
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Will Lower 30-Year and 15-Year Fixed Rate Mortgages Help You Buy The Home You Need This Year?

Will Lower 30-Year and 15-Year Fixed Rate Mortgages Help You Buy The Home You Need This Year?

30-Year Mortgage All Blog
Average mortgage rates might not determine the 30-year fixed rate or 15-year fixed-rate home loan you will get, but they...
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What is the Best Mortgage Advice You Ever Heard? How Big Should Your Monthly Mortgage Payments Be and More

What is the Best Mortgage Advice You Ever Heard? How Big Should Your Monthly Mortgage Payments Be and More

All Blog Home Buyers Mortgage Rates
Buying a house is one of the biggest financial decisions most people will ever make. We've put together a few...
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Could Mortgage Rates Go Up Anytime Soon? Why Is It Necessary For Us To Get a 30-Year Fixed Mortgage Now? Find Out Today

Could Mortgage Rates Go Up Anytime Soon? Why Is It Necessary For Us To Get a 30-Year Fixed Mortgage Now? Find Out Today

30-Year Mortgage All Blog Mortgage Rates
A lot of the mortgage and home buying advice you see online is geared toward average buyers in average or...
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What Is A Written Verification of Employment (WVOE) Form? Can it Help Us Get the Mortgage To Buy The Home That We Currently Need? Can It Speed Up the Home Buying Process?

What Is A Written Verification of Employment (WVOE) Form? Can it Help Us Get the Mortgage To Buy The Home That We Currently Need? Can It Speed Up the Home Buying Process?

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Applying for a mortgage can be overwhelming with all the requests, forms, and procedures. Add in some terms like WVOE...
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Is There A Current Program That Will Quickly Enable Us To Buy a Bigger, Better Home? Is an Adjustable Rate Mortgage a Smart And A Safe Solution At This Moment?

Is There A Current Program That Will Quickly Enable Us To Buy a Bigger, Better Home? Is an Adjustable Rate Mortgage a Smart And A Safe Solution At This Moment?

All ARM Blog Home Buyers Mortgage Rates
Mortgage interest rates have been declining for a while now, so you may not even think about an adjustable-rate mortgage...
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Jumbo Mortgages Demystified: The Top 10 Must-Knows

Jumbo Mortgages Demystified: The Top 10 Must-Knows

All Blog Jumbo Loans Mortgage Loan
  Deciphering the Jumbo Lexicon For the uninitiated, a jumbo mortgage stands apart for its size, typically exceeding standard loan...
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Higher LTV ratios may lead to higher rates and larger down payments. Understanding how they impact your mortgage is key to making informed decisions.

Higher LTV ratios may lead to higher rates and larger down payments. Understanding how they impact your mortgage is key to making informed decisions.

All Interest Rate LTV Mortgage Loan Mortgage Rates
A higher LTV ratio can result in increased rates and larger down payments. Understanding how this impacts your mortgage is...
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Start your refinancing journey with confidence: Mortgage Refinancing Demystified Maximize Your Home’s Financial Potential

Start your refinancing journey with confidence: Mortgage Refinancing Demystified Maximize Your Home’s Financial Potential

All Financial Advice Home Buyers Mortgage Loan Mortgage Rates
Are you a homeowner seeking to optimize your financial situation? Mortgage refinancing might be the key. When replacing your existing...
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Rising Mortgage Rates Could possibly Slow down House Price Surge. See what this entails to our first-time homebuyer folks

Rising Mortgage Rates Could possibly Slow down House Price Surge. See what this entails to our first-time homebuyer folks

All Home Buyers Mortgage Rates
How Many Home Offers Face Bidding Wars? According to recent Redfin data, three out of every five property proposals faced...
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Is It Possible To Qualify for a Good 30-Year Fixed Mortgage Rate In Our Current Market Condition? What Are The Important Factors Being Considered Today?

Is It Possible To Qualify for a Good 30-Year Fixed Mortgage Rate In Our Current Market Condition? What Are The Important Factors Being Considered Today?

30-Year Mortgage All Blog
For most people, buying a home is the single largest purchase they'll ever make. It's worth it to get the...
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Are You a Veteran? Well, Today Is Your Lucky Day! You Can Now Afford Any Home You Are Qualified For In The Golden State

Are You a Veteran? Well, Today Is Your Lucky Day! You Can Now Afford Any Home You Are Qualified For In The Golden State

All Blog VA Home Loan
Veterans have some amazing financial news as a New Year's gift: the long-standing county VA loan limits will be completely...
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Should I Start Refinancing My 30-Year Fixed Mortgage Soon Or Should I Aim For A Shorter-Term Mortgage? Need A Sound Advice Now.

Should I Start Refinancing My 30-Year Fixed Mortgage Soon Or Should I Aim For A Shorter-Term Mortgage? Need A Sound Advice Now.

All Blog Financial Advice Refinancing Uncategorized
If you can reduce your mortgage payments by refinancing and lock in a payment you know you can afford, you...
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Have You Ever Heard Of A Financial Advice to Only Get a 15-Year Mortgage? Is a 15-Year, Fixed-Rate Mortgage Right for You?

Have You Ever Heard Of A Financial Advice to Only Get a 15-Year Mortgage? Is a 15-Year, Fixed-Rate Mortgage Right for You?

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You may see financial advice that encourages you to take out a 15-year mortgage in preference to a 30-year fixed...
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At The Moment, Is There a No Ratio Jumbo Loan and Can it Help You to Achieve High Priced Home Ownership?

At The Moment, Is There a No Ratio Jumbo Loan and Can it Help You to Achieve High Priced Home Ownership?

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You may find mortgage advice online that indicates you need to have a low debt-to-income ratio (DTI) to qualify for...
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Discover How to Get An FHA or A Conventional Mortgage With An Existing Student Loan Debt: Get To Know More About These Options Currently Available For You

Discover How to Get An FHA or A Conventional Mortgage With An Existing Student Loan Debt: Get To Know More About These Options Currently Available For You

All Blog Conventional Loan FHA Student Loan
You've probably seen more than a few of the thousands of articles and news reports about how student loan debt...
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Is This Year The Right Time For You To Make That Home Purchase? California Platinum Loans Explains How Mortgage Rates Can Guide You Make That Decision Today

Is This Year The Right Time For You To Make That Home Purchase? California Platinum Loans Explains How Mortgage Rates Can Guide You Make That Decision Today

All Home Buyers Mortgage Loan Mortgage Rates
Did you know that most mortgage loan professionals have their calculators at hand all of the time? You don't have...
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Learn What Mortgage Lenders Mean When They Say You’ve Been Pre-Approved Today for a Loan, Call Back Now, Don’t Delay

Learn What Mortgage Lenders Mean When They Say You’ve Been Pre-Approved Today for a Loan, Call Back Now, Don’t Delay

All Blog Pre-Approved
Is being pre-approved for a home loan the same as those credit card pre-approved offers you get in the mail?...
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Are You Now Seriously Thinking of Purchasing a Home That You’re Already About To Complete That 20% Down Payment Very Soon?

Are You Now Seriously Thinking of Purchasing a Home That You’re Already About To Complete That 20% Down Payment Very Soon?

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If you're serious about buying a home, you've probably already looked at different home mortgage loans and may have an...
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What is a PITI? Learn The New Secret of How The Loan Payment You Can Afford is Quickly Calculated Here And Now

What is a PITI? Learn The New Secret of How The Loan Payment You Can Afford is Quickly Calculated Here And Now

30-Year Mortgage All Blog PITI
If you've looked at even a few houses online, you've seen the mortgage payment calculators that are on every home...
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Wield Your Homebuying Power This Moment: California Platinum Loans Will Provide You With All the Tools You Need To Achieve Your Home Goals

Wield Your Homebuying Power This Moment: California Platinum Loans Will Provide You With All the Tools You Need To Achieve Your Home Goals

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It can be exciting to see mortgage calculators with much more affordable payments than you could be paying in rent....
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California Platinum Loan Advice: How Can We Quickly Determine If It Is Financially Prudent for Us to Refinance Our 30-Year Mortgage?

California Platinum Loan Advice: How Can We Quickly Determine If It Is Financially Prudent for Us to Refinance Our 30-Year Mortgage?

30-Year Mortgage All ARM Blog
Refinancing a mortgage is a lot of work. But if you're thinking about it, there are a few situations where...
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Is Now An Opportune Time For You To Upgrade Your Home Such as Adding A Rental Unit or Other Improvements To Your Property?

Is Now An Opportune Time For You To Upgrade Your Home Such as Adding A Rental Unit or Other Improvements To Your Property?

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With property values continuing to rise in nearly every California neighborhood, adding an accessory dwelling unit (ADU) continues to be...
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Have You Ever Considered Buying a Home Soon? Learn How California’s Frequent Fires May Influence Your Decision-Making Process

Have You Ever Considered Buying a Home Soon? Learn How California’s Frequent Fires May Influence Your Decision-Making Process

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It turns out that some people who lived in the town of Paradise, CA were aware that fires could burn...
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Ever Wondered If Your Old Debts Will Remain On Your Credit Forever To Wreck Your Home Buying Plans In The Future?

Ever Wondered If Your Old Debts Will Remain On Your Credit Forever To Wreck Your Home Buying Plans In The Future?

30-Year Mortgage All Blog
Is buying a home on your "to-do" list for this year? Or, have you been postponing your home-buying plans because...
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Learn How This COVID-19 Pandemic Will Affect Your Monthly Revenue With Your Income Property And How To Cushion The Blow

Learn How This COVID-19 Pandemic Will Affect Your Monthly Revenue With Your Income Property And How To Cushion The Blow

All Blog Corona Virus Covid-19
As of March 25, 2020, unemployment claims grew to over 3.3 million, a record high. As states shut down non-essential...
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Given The Status Of the Fed’s Current Interest Rate at 0%, Is Now The Best Time to Refinance Your Mortgage?

Given The Status Of the Fed’s Current Interest Rate at 0%, Is Now The Best Time to Refinance Your Mortgage?

All Blog Corona Virus Covid-19 VA Home Loan
Since the Federal Reserve cut its prime interest rate to zero in mid-March 2020, many onlookers thought that mortgage interest...
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Have your questions regarding the Certificate of Eligibility answered fast? Gain knowledge on how to start your California VA home loan process

Have your questions regarding the Certificate of Eligibility answered fast? Gain knowledge on how to start your California VA home loan process

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Whether you're on active duty, a veteran, or in the reserves, you're eligible for a VA home mortgage. Like everything...
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Wanting To Know More About The Current Advantages Of An FHA And A Conventional Mortgage And To Tell Their Differences? California Platinum Loans Will Tell You More

Wanting To Know More About The Current Advantages Of An FHA And A Conventional Mortgage And To Tell Their Differences? California Platinum Loans Will Tell You More

All Blog Conventional Loan FHA
Both FHA mortgages and conventional (non-FHA) mortgages have advantages and disadvantages. Contrary to some reports, you can find a conventional...
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Thinking About Refinancing Your Home Loan This Year? Avoid Common Mistakes and Learn Your Choices

Thinking About Refinancing Your Home Loan This Year? Avoid Common Mistakes and Learn Your Choices

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Have you been thinking about refinancing your home mortgage this year? Mortgage enterprises Fannie Mae and Freddie Mac, which buy...
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Have You Ever Thought About How The Annual Percentage Rate And The Interest Rate Differ? Let us Quickly Learn What They Are First

Have You Ever Thought About How The Annual Percentage Rate And The Interest Rate Differ? Let us Quickly Learn What They Are First

30-Year Mortgage All APR Blog Interest Rate
If you've been checking interest rates online, you may see loan programs offering 3.7% interest for 30-year fixed-rate mortgages or...
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Do You Always Pay PMI? Learn Everything You Need About Private Mortgage Insurance This Instant

Do You Always Pay PMI? Learn Everything You Need About Private Mortgage Insurance This Instant

All Blog PMI Private Mortgage Insurance
If you've been checking interest rates online, you may see loan programs offering 3.7% interest for 30-year fixed rate mortgages,...
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Thinking of Purchasing a Property Any Moment This Year or The Next? Learn How Loan To Value (LTV) Can Help You Succeed (or Fail)

Thinking of Purchasing a Property Any Moment This Year or The Next? Learn How Loan To Value (LTV) Can Help You Succeed (or Fail)

All Blog Loan To Value LTV
Have you heard of the term "LTV"? In real estate, it means "Loan to Value." A loan-to-value ratio is a...
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Thinking of Remodeling Your Crib Anytime Soon? Consider a HELOC or Refinance to Upgrade Your Home. Find Out Which Improvements Add the Most Value

Thinking of Remodeling Your Crib Anytime Soon? Consider a HELOC or Refinance to Upgrade Your Home. Find Out Which Improvements Add the Most Value

All Blog HELOC Home Improvement
Have you been thinking about updating or upgrading your home with a home equity loan, cash-out refinance, or home equity...
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Walkability Scores, Safety, Schools: Are They An Afterthought Or an Essential Requirement When Considering Home Buying

Walkability Scores, Safety, Schools: Are They An Afterthought Or an Essential Requirement When Considering Home Buying

All Blog Safety Walkability Scores
If you've looked at even a few home sales listings online, you've probably seen the terms "Walkability Score," seen local...
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COVID-19 Causes Zillow to Pause Its Home Buying Program: Understanding How It Can Affect You

COVID-19 Causes Zillow to Pause Its Home Buying Program: Understanding How It Can Affect You

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Online real estate service Zillow has a home buying program in 24 states. It stopped the program March 23, 2020...
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Learn Expert Tips On How To Deeply Sanitize Your Home Against The Corona Virus That Has Claimed Many Lives

Learn Expert Tips On How To Deeply Sanitize Your Home Against The Corona Virus That Has Claimed Many Lives

All Blog Corona Virus Covid-19 Deep Cleansing Safety
With coronavirus (COVID-19) affecting so many aspects of life, we're all spending more time at home. The disease is also...
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Find Out Why Mortgage Interest Rates Are Higher Despite the FED Cutting

Find Out Why Mortgage Interest Rates Are Higher Despite the FED Cutting

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I wanted to share with all of you some detailed insights on this topic coming straight from a mentor and...
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The COVID-19 Outbreak Has Caused Zillow to Pause Its Home Buying Program: Find Out How This Can Have An Impact On Your Home-Buying Process

The COVID-19 Outbreak Has Caused Zillow to Pause Its Home Buying Program: Find Out How This Can Have An Impact On Your Home-Buying Process

All Blog Corona Virus Covid-19 Home Buyers Safety
Online real estate service Zillow has a home buying program in 24 states. It stopped the program March 23, 2020...
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Will the Corona Virus COVID-19 Crisis Affect Your Home Buying Plans?

Will the Corona Virus COVID-19 Crisis Affect Your Home Buying Plans?

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Will the Corona Virus COVID-19 Crisis Affect Your Home Buying Plans? California Governor Newsom issues Lockdown Notice, Trump may issue...
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With California’s Ever-Evolving Luxury Home Market: Is Now the Best Time to Look for Homes Up to $10 million?

With California’s Ever-Evolving Luxury Home Market: Is Now the Best Time to Look for Homes Up to $10 million?

All Blog Corona Virus Covid-19 Luxury Home VA Home Loan
According to Statista, single-family luxury homes in Los Angeles spent an average of 103 days on the market in the...
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Will the Corona Virus COVID-19 Crisis Affect Your Home Buying Plans? Learn How Virtual Selling and Open Houses Can Keep You Safe Today And Days Ahead

Will the Corona Virus COVID-19 Crisis Affect Your Home Buying Plans? Learn How Virtual Selling and Open Houses Can Keep You Safe Today And Days Ahead

All Blog Corona Virus Covid-19 Safety
In response to the COVID-19, the coronavirus pandemic, California governor Gavin Newsom announced that as of March 19, 2020, all...
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Buying a Home This Year? Discover the Secrets of Home Negotiations That Leads to Fruition

Buying a Home This Year? Discover the Secrets of Home Negotiations That Leads to Fruition

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When a home goes on the market in a popular neighborhood, it can quickly garner many offers. How can you...
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Are You Currently Wondering If You’re Missing Out On Refi Opportunities? Hurry Now! Don’t Be the Last One to Take Advantage of Low Mortgage Refinance Rates

Are You Currently Wondering If You’re Missing Out On Refi Opportunities? Hurry Now! Don’t Be the Last One to Take Advantage of Low Mortgage Refinance Rates

All Blog Refinancing
From Fannie Mae and Freddie Mac to the National Association of Realtors, experts are predicting that home loan interest rates...
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Understanding How to Clean Your Home from Coronavirus: Learn Expert Tips to Sanitize Your Home

Understanding How to Clean Your Home from Coronavirus: Learn Expert Tips to Sanitize Your Home

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With coronavirus (COVID-19) affecting so many aspects of life, we’re all spending more time at home. The disease is also affecting the...
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Make This Year Your First Time Ever, Where You Learn How to Negotiate: Tips on How To Successfully Win a Home Bidding War

Make This Year Your First Time Ever, Where You Learn How to Negotiate: Tips on How To Successfully Win a Home Bidding War

All Bidding Blog Negotiations Uncategorized
In today's real estate market, the most desirable homes can often sell for higher than their original asking price. How...
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A Quick Look On How Favorable The VA Net Tangible Benefit Rule Of Today Is And How It Will Affect Your VA Home Refinancing?

A Quick Look On How Favorable The VA Net Tangible Benefit Rule Of Today Is And How It Will Affect Your VA Home Refinancing?

All Blog Net Tangible Rule VA Home Loan
Can you refinance your California VA home mortgage to get cash out of the equity in your home? The VA...
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Discover The Meaning of Real Estate Secret Words For Instance: Fannie Mae, Freddie, Conforming Loans And So On Today

Discover The Meaning of Real Estate Secret Words For Instance: Fannie Mae, Freddie, Conforming Loans And So On Today

All Blog Fannie Mae FHA Freddie Mac
If you're looking for a new home to buy or investigating home mortgage loan choices, you've probably run into some...
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Which Financing Option is Better For Your Financial Future in California? A Home Equity Line of Credit – HELOC or A Mortgage Loan Refinance?

Which Financing Option is Better For Your Financial Future in California? A Home Equity Line of Credit – HELOC or A Mortgage Loan Refinance?

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Do you need extra cash for specific needs like home repairs or college costs? Which should you choose: a home...
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In Today’s Top Stories: This Year’s First Time Homebuyers Can Expect to Have More Choices in Terms of Housing Loans

In Today’s Top Stories: This Year’s First Time Homebuyers Can Expect to Have More Choices in Terms of Housing Loans

All Blog First Time Home Buyer
One of the three big credit bureaus, TransUnion, predicts that there will be 8.3 to 9.2 million first-time home buyers...
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Is the Condo You Want to Buy Non-Warrantable?

Is the Condo You Want to Buy Non-Warrantable?

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What does it mean if you want to buy a condo but it’s non-warrantable? You want a mortgage, but you...
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Have An FHA Home Loan? STOP Wasting Your Money NOW- Refinance NOW And Eliminate Your PMI/Mortgage Insurance ASAP

Have An FHA Home Loan? STOP Wasting Your Money NOW- Refinance NOW And Eliminate Your PMI/Mortgage Insurance ASAP

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If you have an FHA loan, you may be getting tired of paying mortgage insurance every month in addition to...
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Start Here Today Right Now and Make the Updates to Your California Home You’ve Always Wanted With an FHA or Other Rehab Home Loan

Start Here Today Right Now and Make the Updates to Your California Home You’ve Always Wanted With an FHA or Other Rehab Home Loan

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Did you know there are California home loans that will help you not just to buy a home, but also pay for...
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You Need a Home Loan in California Up to $15 Million? Learn Essential Ways How You Can Get That Loan Today

You Need a Home Loan in California Up to $15 Million? Learn Essential Ways How You Can Get That Loan Today

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Before you compare mortgage lenders for your high-value property, whether it be purchase or refinance, keep in mind that much...
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Want a HELOC? a Home Equity Line of Credit Can Lower Your Monthly Payments and Help You Achieve Your Goals​

Want a HELOC? a Home Equity Line of Credit Can Lower Your Monthly Payments and Help You Achieve Your Goals​

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Have you been thinking about a HELOC, aka a home equity line of credit? With favorable 30 year refinance rates and California...
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Charting New Horizons as an Empty Nester: Your Mortgage & Real Estate Guide

Charting New Horizons as an Empty Nester: Your Mortgage & Real Estate Guide

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The New Chapter: Your abode once echoed with the lively chatter of your kids, but as they've set out on...
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The Perks of Swift Closing in the California Home Mortgage Landscape

The Perks of Swift Closing in the California Home Mortgage Landscape

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The Realization: Delving into the intricacies of home loans introduces homebuyers to the criticality of prompt closing times. For most,...
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Refinancing Your 30-Year Mortgage: Is It a Smart Financial Move?

Refinancing Your 30-Year Mortgage: Is It a Smart Financial Move?

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The Financial Conundrum: Refinancing can feel like navigating a maze, especially when weighing its financial viability. California Platinum Loans offers...
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The Advantage of 30-Year Jumbo Mortgage Rates for Upscale Homes

The Advantage of 30-Year Jumbo Mortgage Rates for Upscale Homes

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Understanding jumbo mortgage rates is crucial for prospective homeowners eyeing a lavish residence. Let's explore how a 30-year jumbo mortgage...
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What Should I Look For in a VA Mortgage Specialist?

What Should I Look For in a VA Mortgage Specialist?

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Seeking the right specialist for your VA mortgage can mean the difference between a smooth and informed process and one...
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Unlocking Luxury: Buying a High-Value Home with a VA Mortgage

Unlocking Luxury: Buying a High-Value Home with a VA Mortgage

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Are you a veteran eyeing a luxurious residence in regions with soaring real estate prices, such as Los Angeles or...
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Maximize Your Savings with VA IRRRL: Why and When to Refinance Your VA Home Loan

Maximize Your Savings with VA IRRRL: Why and When to Refinance Your VA Home Loan

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Picture this: You've just won a game, but you leave some behind instead of claiming all your winnings. It doesn't...
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Maximize Your Financial Future: Top 10 VA Home Loan Benefits for Veterans

Maximize Your Financial Future: Top 10 VA Home Loan Benefits for Veterans

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For veterans, the VA home loan benefit is not just another mortgage option; it's a ticket to securing a prosperous...
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15-Year vs. 30-Year Jumbo Mortgage: Making the Right Decision

15-Year vs. 30-Year Jumbo Mortgage: Making the Right Decision

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In the luxury housing market, jumbo mortgages are standard. But the dilemma remains: Should one opt for a 15-year or...
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Are You Considering Using Short-Term Rental Income To Qualify For a Refinance Say VRBO or AirBnB anytime soon?

Are You Considering Using Short-Term Rental Income To Qualify For a Refinance Say VRBO or AirBnB anytime soon?

AirBnB All Blog Rentals
In today's digital age, platforms like Airbnb and VRBO have revolutionized the real estate sector, offering homeowners a lucrative avenue:...
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Predicting Mortgage Rate Fluctuations and Acting Strategically

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In home-buying, where the market often favors the average buyer, those in high-priced markets like Los Angeles and Orange counties...
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Should You Refinance Your VA Loan? VA Cash Out or VA IRRRL?

Should You Refinance Your VA Loan? VA Cash Out or VA IRRRL?

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For veterans looking to optimize their financial standing, VA loans offer a unique set of positive sides. Two prominent refinancing...
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Tips for Securing an Optimal 30-Year Fixed Mortgage Rate

Tips for Securing an Optimal 30-Year Fixed Mortgage Rate

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Purchasing a home is a momentous decision. As a potential homeowner, you must ensure you're equipped with the knowledge to...
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30-Year Fixed Mortgage Rates: A Comprehensive Guide

30-Year Fixed Mortgage Rates: A Comprehensive Guide

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While the home-buying journey is often overwhelming, understanding the nuances of mortgage rates can make a significant difference. The 30-year...
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Understanding Written Verification of Employment (WVOE) and Its Alternatives in the Mortgage Process

Understanding Written Verification of Employment (WVOE) and Its Alternatives in the Mortgage Process

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When securing a mortgage, paperwork, procedures, and unfamiliar terms can make the process seem intimidating. One such term is the...
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No-Money-Down VA Home Loans: Myths, Facts, and Advantages

No-Money-Down VA Home Loans: Myths, Facts, and Advantages

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With their no-money-down feature, VA home loans have garnered significant attention in recent times. But does zero down really mean...
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Adjustable Rate Mortgages: Bigger Homes and the Balancing Act

Adjustable Rate Mortgages: Bigger Homes and the Balancing Act

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In the ever-evolving landscape of mortgage interest rates, the allure of adjustable-rate mortgages (ARMs) isn't always immediately obvious. Especially when...
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The Intricacies of Jumbo Home Loans: Are They Accessible to All?

The Intricacies of Jumbo Home Loans: Are They Accessible to All?

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Jumbo home loans are synonymous with luxury, catering to individuals eyeing premium, upscale properties, particularly in areas like Los Angeles...
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The Power of VA Purchase Loans: Unlocking Home ownership for Veterans

The Power of VA Purchase Loans: Unlocking Home ownership for Veterans

All Blog VA Home Loan
Veterans, active service members, and their families have sacrificed significantly for their country. Recognizing this, the VA home loan program...
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The Power to Dream Big: Your Key to $15 Million Home Loans in California

The Power to Dream Big: Your Key to $15 Million Home Loans in California

All Blog Jumbo Loans
What if you're not looking for just any property but a slice of opulence in California? It's a realm where...
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Can We Move to The Best Neighborhood We Want With a Jumbo ARM or Jumbo Home Mortgage?

Can We Move to The Best Neighborhood We Want With a Jumbo ARM or Jumbo Home Mortgage?

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Do you want to buy a home for $1 million or more? In many of our California neighborhoods, this is...
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Ever Heard of The Term Flexible Underwriting? How Can You Use It For Jumbo And Super Jumbo Mortgages Up to $10 Million?

Ever Heard of The Term Flexible Underwriting? How Can You Use It For Jumbo And Super Jumbo Mortgages Up to $10 Million?

All Blog Underwriting
Flexible underwriting means exactly what it says. While some standard mortgages come with standard underwriting criteria, and "conforming" mortgages must...
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Condo Vs. Townhouse: Get To Know Your Loan Choices and Understand The Different Ways Of Obtaining A Loan Either via VA or FHA Today

Condo Vs. Townhouse: Get To Know Your Loan Choices and Understand The Different Ways Of Obtaining A Loan Either via VA or FHA Today

All Blog FHA VA Home Loan
You can enjoy "turn-key" living in a condo or, depending on services offered by your HOA, a townhouse. That means...
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