Golden State’s Golden Opportunities: Navigating the Cali Home Buyer’s Dream
California Platinum Loans
September 13, 2023
Have you ever tried surfing the tumultuous waves of California's real estate shores? You'll know it's not a sport for...
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Fed’s Finesse: Navigating the Seas of Inflation & the Job Market
California Platinum Loans
September 8, 2023
As dawn breaks on the financial horizon, all eyes are set on the upcoming September 20th meeting of the Federal...
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I’m 35 And Want to Buy a House in LA: What Do I Do?
California Platinum Loans
September 1, 2023
Here's an interesting fact: in 1980, about two-thirds of Californians who were ages 35 to 45 owned a home. By...
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Get The Scoop: How To Find Today’s Hidden Hot Neighborhoods In Los Angeles
California Platinum Loans
August 18, 2023
With Los Angeles home prices averaging over $700 per square foot and the median sold home price of almost $1...
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Mortgage Rates Over Time: Are Today’s Really The Worst For You?
California Platinum Loans
August 2, 2023
We continue to see changes in the home buying and mortgage loan markets because of rising interest rates. The Fed...
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3 Smart Ways To Score Your Ideal Jumbo Mortgage In LA County
California Platinum Loans
July 26, 2023
According to Wall Street Journal's BuySide, "to buy a pricey house or live in an expensive location, many home buyers...
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What Does LA’s Mansion Tax Mean For Luxury Real Estate?
California Platinum Loans
July 21, 2023
Voters who live in the City of Los Angeles passed Measure ULA, often called the "Mansion Tax," and it took...
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Get The Inside Scoop On How To Leverage Median Sales and Listing Home Prices
California Platinum Loans
July 14, 2023
Year-over-year home sales average price. Month-to-month median listing price average. Median listing price per square foot. Los Angeles' real estate...
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3 Secrets of Being A Smart Buyer in LA’s Home-Buying Market
California Platinum Loans
July 7, 2023
We work with many buyers at California Platinum Realty and California Platinum Loans, and we're confident in saying there's no...
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Good News For SoCal Home Buying Market: Prices Are Lower Than Their Peak In 2022
California Platinum Loans
June 30, 2023
When we take the Los Angeles home buying market into consideration, it's a good idea to look at trends throughout...
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Are You An Unconventional Borrower? Great Ways To Finance Your Los Angeles Dream Home
California Platinum Loans
May 26, 2023
Have you tried asking for information about mortgages online and talked with someone who told you that you couldn't get...
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Three Reasons Why It’s a Good Time To Buy A Home During An Economic Downturn
California Platinum Loans
May 12, 2023
Have you heard this famous Wall Street saying: "The time to buy is when there's blood in the streets"? This...
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Home Equity: A Potential Lifeline for Retirement, says Financial Planner
California Platinum Loans
May 5, 2023
Many American seniors find it challenging to maintain their quality of life after retirement. However, their most valuable financial asset...
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Important Considerations For Reverse Mortgages For Older Adults in Los Angeles
California Platinum Loans
April 21, 2023
Reverse mortgages are growing more popular. The Federal Housing Administration (FHA) report to Congress for 2022 showed that there were...
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Are You Happily Self-Employed? Choosing Your Best Home Loan Options
California Platinum Loans
April 12, 2023
According to the St. Louis Federal Reserve, in 2022, almost 11% of people in the U.S. are self-employed. They own...
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Master the Art of Mortgage Pre-Qualification & Pre-Approval in Los Angeles: A Beginner’s Guide
California Platinum Loans
April 7, 2023
As a Los Angeles mortgage and real estate broker, the pre-approval and pre-qualification processes might seem intimidating for first-time homebuyers....
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Can Los Angeles Home Buyers Get Great Opportunities In Today’s Market?
California Platinum Loans
March 24, 2023
We've all heard the stories of people who bid on homes during the hot housing market of recent years and...
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I Want To Buy A Home In LA Now: How Does The Market Affect Me?
California Platinum Loans
March 22, 2023
Trying to find the right home to buy in the right neighborhood in Los Angeles can be overwhelming. With well...
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Interested in jumbo mortgages in Los Angeles? Check out our latest article answering six common questions about these big-ticket loans!
California Platinum Loans
March 17, 2023
With median home prices at over $900,000 in Los Angeles County, jumbo mortgages can be required for many buyers to...
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High Rates? No Problem!: Your Guide to Navigating the 2023 Mortgage Landscape
California Platinum Loans
March 13, 2023
In the golden years of 2020 and 2021, historically low mortgage rates were the talk of the town. Today, they've...
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Four Fascinating Facts About the Los Angeles Home Market That Will Surprise You
California Platinum Loans
March 10, 2023
Did you know that Los Angeles County was one of the harder-hit regions in the 2008 global recession? According to...
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The Importance of Credit Scores: A Beginner’s Guide to Understanding and Improving Your Score
California Platinum Loans
March 8, 2023
A credit score is a numerical rating that represents an individual's creditworthiness, and it's based on information in their credit...
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Learn the difference between pre-approval and pre-qualification in the mortgage process to help you get a better understanding of your home buying options.
California Platinum Loans
March 3, 2023
Navigating the Mortgage Application: Pre-Qualification Explained Pre-qualification marks the initial phase of the mortgage application process. It requires submitting basic...
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Simplify Mortgage Types For Confident Homebuying
California Platinum Loans
March 1, 2023
Choosing a mortgage can be confusing, especially for first-time homebuyers. We've simplified the differences between common mortgage types so you...
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Unlocking Jumbo Mortgage Opportunities: The Mechanics of High-Balance Home Loans and ARMs for Los Angeles Homebuyers
California Platinum Loans
February 24, 2023
Are you looking at homes with purchase prices that are higher than the conforming loan limit for Los Angeles County?...
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Optimize Your Mortgage Possibilities: Manage your loan-to-value (LTV) ratio with our expert tips for reducing risk, lowering interest rates, and building equity in your property.
California Platinum Loans
February 22, 2023
Effectively managing your loan-to-value (LTV) ratio is crucial for homeowners who manage their mortgages successfully. A higher LTV ratio can...
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Seniors in Los Angeles, beware of the risks associated with reverse mortgages. Educate yourself before making any financial decisions today.
California Platinum Loans
February 17, 2023
Like any other important financial decision, choosing to take out a reverse mortgage comes with potential risks as well as...
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2023 Mortgage Rate Trends: Expert Predictions on 30-Year Fixed & ARM Rates and What Does It Mean for Your Home Loan?
California Platinum Loans
February 10, 2023
Each year, various finance industries, real estate professional associations, and government-backed organizations like Freddie Mac predict mortgage interest rate trends....
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Navigate the Complex Mortgage Home Loan Process Like a Pro: Don’t Do it Alone! Business Owners, Entrepreneurs, and Self-Employed Individuals All Trust California Platinum Loans to Guide them Every Day!
California Platinum Loans
February 8, 2023
Buying a home is a significant acquisition that can be more challenging for self-employed individuals and business owners to secure...
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Discover the First-Time Homebuyer Program in LA: Your Guide to Los Angeles Homeownership Today
California Platinum Loans
February 3, 2023
Does Los Angeles have a first-time homebuyer program? Yes, and there are two of them. The City of Los Angeles...
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Are you curious about how super jumbo mortgages work? They’re not as scary as they sound! Let’s dive into the details and make sense of it all.
California Platinum Loans
January 27, 2023
People who want to buy a home in Los Angeles can need a super jumbo mortgage to finance their home...
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Don’t wait until tomorrow! Is Now a Good Time for a HELOC Refinance? (Yes: And Here’s Why)
California Platinum Loans
January 25, 2023
Now is a good time for a home equity line of credit (HELOC). Changing conditions in the housing market, home...
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Unlock the Power of Home Equity with a HECM Loan! Learn how this financial tool can help seniors live a more comfortable retirement.
California Platinum Loans
January 20, 2023
A HECM loan is a "home equity conversion mortgage." This is a government-insured mortgage that is only available for homeowners...
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Maximize Your Home-Buying Power in LA: A Complete Guide to Choosing the Right FHA Loan Terms – 15-Year VS 30-Year Options & Pros/Cons!
California Platinum Loans
January 18, 2023
Could you get an FHA 15-year or 30-year mortgage to buy a home in Los Angeles? According to the Department...
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Urgent Homebuyers Alert: Take Control of Your Los Angeles Home Search Today, with This Comprehensive Guide to Mortgage Pre-Approval
California Platinum Loans
January 13, 2023
If you're looking to buy a home in Los Angeles, there are several steps you can take to be prepared...
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Unlocking Homeownership Today Find out Who Qualifies for Down Payment Assistance in Today’s Market
California Platinum Loans
January 11, 2023
Purchasing a home is a momentous milestone, but many people struggle to save enough money for a down payment. Fortunately,...
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Pending Homes Down 6th Straight Month November New Home Sales Up 5.8% while Home Prices Hit Lowest Rate Of Appreciation In 2 Years
California Platinum Loans
January 6, 2023
November New Home Sales Up 5.8% Over the holiday season, HUD and the Census Bureau revealed that new home sales...
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U.S. Pending Home Sales Fall to Second-Lowest Level on Record But Double-digit U.S. Home Price Growth Streak Skids To An End
California Platinum Loans
December 31, 2022
U.S. Pending Home Sales Fall to Second-Lowest Level on Record But… According to a statement released on Wednesday, the National...
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Mortgage Rates have Significantly Decreased Since mid-November but Home Delistings Hit Record High Existing Housing Inventories Skyrocket Upwards
California Platinum Loans
December 26, 2022
Home Delistings Hit Record High in November as Buyers and Sellers Retreated During the 12 weeks ending Nov. 20, a...
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Housing market is beginning to show signs of affordability returning in November Mortgage Refinance Demand Surged 6%
California Platinum Loans
December 23, 2022
First Indications of Affordability Emerged in November The market is beginning to show signs of affordability returning. As mortgage rates...
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Mortgage Applications Down 2nd Straight Week in December National Housing Survey says Homebuying Sentiment is Readjusting
California Platinum Loans
December 9, 2022
Homebuying Sentiment is Readjusting The Home Purchase Sentiment Index (HPSI) for Fannie Mae had its first upward movement in nine...
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September – U.S. Single-Family Home Prices Slows October – Single-Family Home Sales Picks Up, November – Mortgage applications still down despite falling rates
California Platinum Loans
December 2, 2022
Single-Family Home Sales Pick Up In October Despite continuing high mortgage rates and home prices, sales of new single-family homes...
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What’s falling? Largest Drop in Mortgage Rates in 41 Years, Mortgage Applications Drop in October and Existing Home Sales Fall 9th Straight Month
California Platinum Loans
November 25, 2022
Largest Drop in Mortgage Rates in 41 Years Last week saw the most significant weekly drop in mortgage rates since...
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The Refi Market is About to Bottom Out, says Black Knight while NAR Economist Predicts That Home Prices Won’t Decrease in 2023
California Platinum Loans
November 18, 2022
NAR Economist Predicts That Home Prices Won't Decrease in 2023. Lawrence Yun, the chief economist for the National Association of...
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Consumer Prices Rose 0.4% in October, Less Than Expected, as Inflation Eases while Purchase Applications Seen to Tick Higher Despite Growing Costs
California Platinum Loans
November 11, 2022
Purchase Applications Tick Higher Despite Growing Costs The number of mortgage applications generally decreased once again for the week ending...
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Thriving Home Price Growth in Less Expensive Areas as Other Regions Moderate as MBA Nov. 2 Weekly Survey: Applications Fall 6th Straight Week
California Platinum Loans
November 5, 2022
MBA Nov. 2 Weekly Survey: Applications Fall 6th Straight Week Mortgage applications decreased for a sixth consecutive week, despite a...
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Two top home price indices reported that home prices dropped significantly again in August, Landlords are being forced to pull back on significant increases due to a sudden drop in tenant demand US Economy Likely To Enter Recession in 2023
California Platinum Loans
October 28, 2022
Home Prices Fell Even Faster in August, But Still Up Big Year-Over-Year The two top home price indices reported that...
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Fannie Mae Home Price Index Shows Growth Slow Down in Q3 Millennials are Likely to Buy Property in the next Two Years Due to an Improvement in Their Financial Situation
California Platinum Loans
October 21, 2022
Home Price Growth Slowed Down in Q3 The Fannie Mae Home Price Index (FNM-HPI) measures the average quarterly price change...
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Consumer Price Index rose! Shook the Financial Markets in September, Meantime New Mortgage Applications Experienced a Minor Downward trend Considering Rate Hikes while MBA Sees Job Numbers as Positive for Housing Market
California Platinum Loans
October 14, 2022
Inflation Increased 0.4% in September, Despite Rate Hikes In September, consumer prices for a wide range of goods and services...
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New Data Shows a Sharp Decrease In Demand Driving Housing Market Cooldown Private Sector Adds 208,000 Jobs Home Price Appreciation Lose Steam
California Platinum Loans
October 8, 2022
Sharp Decrease In Demand Driving Housing Market Cooldown HouseCanary Inc., a nationwide brokerage renowned for the accuracy of its real...
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US Housing Prices Fall for First Time Since 2012 Market seeing a great deal of unfulfilled housing demand Homebuyers Relieved By Slightly Lower Mortgage Payments
California Platinum Loans
September 30, 2022
Homebuyers Relieved By Slightly Lower Mortgage Payments The hot seller's market is beginning to cool off, helping US homebuyers despite...
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Mortgage Demand Is Up In Six Weeks, Despite Much Higher Interest Rates – Housing Construction Rebounds Seen in August While Existing Home Sales Fall
California Platinum Loans
September 24, 2022
Housing Construction Rebounds In August While Permits Drop According to the U.S. Census Bureau and Housing and Urban Development Department,...
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The Current State of Refinancing Inflation, Home Price Growth Headed Downward: Fed Report but based on the Bureau of Labor Statistics, Inflation Rose 0.1% In August Even with Sharp Drop In Gas Prices
California Platinum Loans
September 17, 2022
Inflation, Home Price Growth Headed Downward: Fed Report According to the most recent Survey of Consumer Expectations (SCE) from the...
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Recession Alert?! Housing market NOT in recession! Homebuyers seen to Gain More Bargaining Power in August
California Platinum Loans
September 10, 2022
Homebuyers Gain More Bargaining Power in August Homebuyers in several markets have regained some negotiating power as demand has decreased....
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New Information: Mortgage Bankers Association predicts Modest Increase in Purchase Volume Next Year Gas price decrease sets the stage for higher buyer confidence
California Platinum Loans
September 2, 2022
MBA: A Modest Increase in Purchase Volume Next Year Mortgage Bankers Association (MBA) Chief Economist Mike Fratantoni said there will...
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Redfin Reports Homebuying Competition Drops Near Pandemic-Era Low Zillow says Buyers Gaining Time, Options as Housing Market Rebalances
California Platinum Loans
August 26, 2022
Homebuying Competition Drops Near Pandemic-Era Low, Redfin Reports According to recent data from Redfin, competition for home purchases continues to...
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Looking for a flexible financial solution in Los Angeles? Consider a Reverse Mortgage with variable adjustable rates and lines of credit! Learn about the benefits of this unique program today
California Platinum Loans
August 24, 2022
If you're an older adult and have lived in your home a long time, you've probably at least thought about...
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National Association of Realtors recognized double-digit price increase on home prices this August as mortgage rates increase and home sales slowing down
California Platinum Loans
August 19, 2022
Mortgage Rates Above 5% Again, Home Prices Keep Rising The next release of the Case Shiller and FHFA home price...
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Data reveals a more apparent Mortgage slowdown in June, as Tide Turning In Favor Of Homebuyers Inflation Pressures Eases in July.
California Platinum Loans
August 13, 2022
Record Drop inice Growth - Mortgage Monitor The next release of the Case Shiller and FHFA home price indices won't...
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Has Spring has sprung? New Home Sales Jump 11% in May but is showing a slow decline in the last few months
California Platinum Loans
August 5, 2022
May New Home Sales Jump 11% In a month of generally negative housing data, May's new home sales stood out...
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US currency not in recession even if Mortgage Rates Increase causing home sales to fall by 20%, Home Price Gains Ease but Expected to Finish Year in Double Digits
California Platinum Loans
July 29, 2022
The rate of home price gains slowed slightly between April and May, but there was less than a 1% change...
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Busting Mortgage Myths: Between Market Spins and The Real Estate Pulse
California Platinum Loans
July 25, 2022
Hold onto your wallets, Californians! Today's bulletin will traverse the media's spin cycle, where sometimes economic seasons make things look...
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We are seeing a Decline in Home purchases due to economic uncertainty: National Association of REALTORS and Commerce Department agrees
California Platinum Loans
July 25, 2022
Existing-Home Sales Slid 5.4% in June According to the National Association of REALTORS®, existing-home sales decreased for the sixth consecutive...
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Homebuyers Are Canceling Deals At The Highest Rate Since The Start Of The Pandemic. Will Aging Baby Boomers Affect Housing Inventory?
California Platinum Loans
July 18, 2022
Homebuyers Are Canceling Deals At The Highest Rate Since The Start Of The Pandemic Since the Covid epidemic began, Americans...
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Fed Sees ‘More Restrictive’ Policy As Likely If Inflation Fails To Come Down, Minutes say
California Platinum Loans
July 8, 2022
According to meeting minutes disclosed on Wednesday, Federal Reserve officials highlighted the need to combat inflation in June even if...
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Check out how moving price and interest rate affect affordability. Is the rate of building new homes affecting inventory? Existing Home Sales Fall 4th Straight Month; Median Sales Price Breaks $400,000
California Platinum Loans
June 24, 2022
The National Association of Realtors announced Tuesday that existing home sales decreased in May by 3.4 percent from April, the...
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Redfin says Homebuyer Demand is Slowing, Home Prices Start to Stabilize
California Platinum Loans
June 17, 2022
Homebuyer Demand is Slowing The housing market continues to show signs of slowing. Although Redfin is not the only real...
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Average property has increased 9% since the start of 2022: US Housing Market Starting To Shift Back To Buyers today
California Platinum Loans
June 10, 2022
According to Redfin, the housing market is showing minor but significant signs that the balance is swinging back to buyers...
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HUD and the Census Bureau shares that May New Home Sales Jump 11%
California Platinum Loans
June 4, 2022
May New Home Sales Jump 11% In a month of generally negative housing data, May's new home sales stood out...
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Blazing-Hot Housing Market Cooling Down: 1 in 5 U.S. home sellers lowered their price at some point in May
California Platinum Loans
June 3, 2022
Mortgage Demand Falls To Lowest Level Since December 2018 According to the Mortgage Bankers Association's seasonally adjusted index, mortgage applications...
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U.S. Census Bureau and the U.S. Department of Housing and Urban Development says New-Home Sales Plummet In April, Falling To Lowest Level In Two Years
California Platinum Loans
May 27, 2022
According to the U.S. Census Bureau and the U.S. Department of Housing and Urban Development, April's annual sales pace is...
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The Crazy Housing Market Is Finally Slowing Down. National Association of Realtors, said that new home construction had increased the housing supply.
California Platinum Loans
May 20, 2022
After nearly two years of skyrocketing prices and dwindling inventories, the housing market is starting to cool this spring. As...
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Housing Supply Improving, As High Prices and Rising Rates Weigh on Sales. Mortgage applications up for the second week this year
California Platinum Loans
May 13, 2022
According to new data from Realtor.com, the supply of properties for sale could expand in the coming weeks. Inventory was...
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CoreLogic’s Home Price Index (HPI) Logs Largest Annual Increase on Record. March HPI up by 20.9 percent year over year
California Platinum Loans
May 6, 2022
Price growth has slowed (and in some cases reversed) in several parts of the country due to the confluence of...
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S&P Case-Shiller Says Home Prices Grew Nearly 20% In February, Slowdown May Be Coming
California Platinum Loans
April 29, 2022
According to the S&P CoreLogic Case-Shiller national home price index, home prices grew 19.8% year over year in February, up...
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MBA Weekly Applications Survey April 20, 2022: Rising Mortgage Rates Push Down Applications. Market Composite Index down 5.0 percent from the previous week on a seasonally adjusted basis.
California Platinum Loans
April 20, 2022
MBA Weekly Applications Survey April 20, 2022: Rising Mortgage Rates Push Down Applications Mortgage application activity fell last week due...
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Are we in Trouble? United States is dealing with the highest inflation in four decades. Bankers Lower Mortgage Demand Outlook for the Year
California Platinum Loans
April 15, 2022
Mortgage bankers throughout the country are lowering their forecasts for the year as interest rates continue to rise, making homeownership...
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Have you heard? Recent report shows Interest Rates Up 5%, Mortgage Applications Down.
California Platinum Loans
April 6, 2022
MBA Weekly Applications Survey April 6, 2022: As Rates Push 5%, Applications Drop Again For the third week in a...
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Townhouses winning as single-family home price is up. Expert anticipates a 25% drop in existing-home sales between February and summer
California Platinum Loans
March 25, 2022
Purchase Applications Remain Resilient While Refis Keep Sliding Interest rates and mortgage refinance demand have a solid and predictable relationship....
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First-time home buyers caught in the middle. Rent cost is up so is the cost of purchasing a home. Check this now!
California Platinum Loans
March 18, 2022
Housing Affordability is the Lowest Since 2008 It has become challenging for first-time buyers as they are getting caught between...
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National Association of Home Builders say seven out of ten households in today’s market cannot afford a median-priced home.
California Platinum Loans
March 11, 2022
Why Some Owners Are Staying Put New affordability estimates reveal why there are so few houses for sale: owners who...
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January Builder Applications Up from December; Down from Year Ago
California Platinum Loans
March 4, 2022
January Builder Applications Up from December; Down from Year Ago According to the Mortgage Bankers Association (MBA) Builder Application Survey,...
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Is There Really 6 Months Worth of Inventory today? Mortgage Applications Fall to 2-Year Low
California Platinum Loans
February 25, 2022
New Home Sales Ebb. Is There Really 6 Months Worth of Inventory? According to the Census Bureau, new home sales...
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Are we in trouble? 69% of the nation cannot afford a new median-priced home because their incomes are insufficient to meet typical underwriting criteria.
California Platinum Loans
February 18, 2022
Home Price Gains Have Outsized Affordability Impacts According to the National Association of Homebuilders (NAHB), 87.5 million households, 69% of...
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Some analysts foresee that the spring housing market of 2022 will be one of the most competitive ever. Find out what economists have to say.
California Platinum Loans
February 11, 2022
MBA Weekly Applications Survey February 9, 2022: Rising Rates Put Damper on Refis The Mortgage Bankers Association announced Wednesday in...
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Curious about how a reverse mortgage may impact your Social Security benefits? Get the facts and make informed decisions about your retirement income with our comprehensive guide!
California Platinum Loans
February 8, 2022
If you're approaching retirement or have already retired and are considering a reverse mortgage, you may be wondering if receiving...
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Single-Family Construction Spending Rose by One-Third Last Year, what does this mean to us average folks today
California Platinum Loans
February 4, 2022
Rising Rates Propel Surge in Refinancing The week of January 28th had the highest non-holiday-related increase in mortgage volume since the...
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Maximize your mortgage potential with a solid understanding of Loan-to-Value (LTV) ratio. Unlocking the Secret to Mortgage Success.
California Platinum Loans
February 1, 2022
When you plan to buy a home and need a mortgage, you'll encounter the loan-to-value ratio (LTV). Lenders use the...
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The Federal Open Market Committee Indicates Taper End In March, Rate Hike in our midst! Read on
California Platinum Loans
January 28, 2022
FOMC Indicates Taper End In March, Rate Hike Soon Officials at the Federal Reserve have been persuaded by rising inflation...
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Revamp Your Retirement: Downsizing and a Reverse Mortgage and Achieve Financial Freedom Today
California Platinum Loans
January 25, 2022
Can you downsize your home and also use a reverse mortgage? Yes, and a growing number of people are choosing...
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Unlock Your Treasure Chest: Leveraging Home Equity in Today’s Market
California Platinum Loans
January 21, 2022
Has your home become your treasure chest? Are you looking at that equity and picturing vacations, investment opportunities, or freedom...
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In today’s news, Home sales face headwinds in November in the midst of a housing market! Find out more now!
California Platinum Loans
January 21, 2022
Home Price Gains Slow In October, the Case-Shiller U.S. National Home Price Index, which covers all nine census divisions in...
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The American Home Buying Process: A Comprehensive Guide to mastering mortgages and navigate the process like a pro today
California Platinum Loans
January 18, 2022
Buying a home is one of the most significant investments you'll make in your life, and obtaining a mortgage is...
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Attention! Our Millennial buddies have officially Dominated the current Housing Market and are continuously doing so
California Platinum Loans
December 17, 2021
Fed Moves Up Timetables On Wednesday, the Federal Open Market Committee said that it would accelerate its tapering of agency...
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Fannie Mae’s November Home Purchase Sentiment Index reports that the US housing market remains solid despite rising economic negativity to its highest level in a decade
California Platinum Loans
December 10, 2021
MBA Weekly Applications Survey December 8, 2021: Rates Drop; Refis Up The Mortgage Bankers Association said Wednesday in its Weekly...
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As with the law of supply and demand, Unusual Holiday Home-Buying Surge Pushes Mortgage Demand Higher for everyone this season
California Platinum Loans
December 3, 2021
Case-Shiller Home-Price Index Slows In September In September, the S&P CoreLogic Case-Shiller national home-price index began to fall, with a...
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Many homebuilders went out of business in the recent months, resulting in a historic housing shortage. Find out how this could possibly affect investors who are vying for homes.
California Platinum Loans
November 24, 2021
US Home Sales On Track For The Best Year Since 2006 According to a report from the National Association of...
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Attention single parents! Don’t let a tight budget hold you back from home ownership. Check out these top home loan programs designed to help you achieve your dream of owning a home
California Platinum Loans
November 23, 2021
Purchasing a home can be challenging, especially for single parents with a tighter budget due to the realities of single...
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Attention Single Parents! Don’t Let A Tight Budget Hold You Back From Home ownership. Check Out These Top Home Loan Programs Designed To Help You Achieve Your Dream Of Owning A Home.
California Platinum Loans
November 23, 2021
Purchasing a home can be challenging, especially for single parents with a tighter budget due to the realities of single...
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Do You Have An FHA Home Loan? STOP Wasting Money: Refinance NOW And See How Quick it will Clear Away Your PMI/Mortgage Insurance
California Platinum Loans
November 16, 2021
If you have an FHA loan, you may be getting tired of paying mortgage insurance every month in addition to...
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The US housing market has always been historically slow in autumn, but somehow, the current pandemic housing market appears to be thriving.
California Platinum Loans
November 12, 2021
Home Selling Sentiment at Record High Fannie Mae's Home Purchase Sentiment Index (HPSI) gained a single point from September's level,...
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What Does Seasoning Mean When Applying For a Mortgage To Buy The Home You Want? Can You Get a Loan With No Seasoning After Financial Problems?
California Platinum Loans
November 9, 2021
Seasoning food makes it taste better. In the home loan area, seasoning can refer to the amount of time you've...
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According to a department head at ADP, private-sector job creation increased in October due to a surge in hiring in the hospitality sector.
California Platinum Loans
November 5, 2021
Weekly Jobless Claims Better than Expected Last week, the jobless situation in the United States improved once further, with initial...
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California Home Loans: Avoid These Five Grave Mistakes To Not Risk Losing Your Approval For The Mortgage You Need
California Platinum Loans
November 2, 2021
Have you been pre-approved for a home mortgage? Perhaps you've even received pre-approval for a super jumbo home loan --...
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According to Fannie Mae’s most recent forecast, the housing market is likely to revert to a normal-ish level of price appreciation for the silent majority despite an abatement from the year’s dramatic price surge.
California Platinum Loans
October 29, 2021
Case-Shiller Data Suggests that Home-Price Appreciation is Tapering The S&P Case-Shiller U.S. National Home Price NSA Index reported an annual...
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Need A Faster and Flexible Solution To Your Home Improvement Needs? A Home Equity Line of Credit Can Lower Your Monthly Payments And Help You Achieve Your Upgrade Goals Quickly
California Platinum Loans
October 26, 2021
Have you been thinking about a HELOC, aka a home equity line of credit? With favorable 30-year refinance rates and...
Read More
Just days ago, weekly jobless claims fell to another pandemic-era low as the enhanced benefits were phased off, the lowest historical level since the Covid-19 crisis began, a drop of 122,000 from the previous week.
California Platinum Loans
October 22, 2021
Jobless Claims Fall Again As Enhanced Pandemic Benefits Fade Away Last week, weekly jobless claims fell to another pandemic-era low...
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Are Young Homebuyers Priced Out of the Market? Investigate How to Buy Your First Dream Home in Your 20s
California Platinum Loans
October 19, 2021
If you're in your 20s and thinking about buying a house, it's easy to understand how you could be confused...
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As shown in a new survey from the National Association of Realtors (NAR), home affordability in the United States increased for the second month in a row in August Despite surging prices
California Platinum Loans
October 15, 2021
Rates Fall For the First Time in Over a Week Intraday movements in the bond market and mortgage rates are...
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Are You Classified As An Untraditional Borrower? Can You Still Be Granted With a Mortgage Without Any Income or Tax Documentation?
California Platinum Loans
October 12, 2021
At least 90 percent of the mortgage and financial advice out there is written for traditional 30-year fixed mortgages and...
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Inflation continued to rise in August, while price pressures are likely to have peaked. Read on pals, to know the possible outcome this might have on consumer spending.
California Platinum Loans
October 8, 2021
Mortgage Rates Ascend as Refinance Demand Drops 10% According to the Mortgage Bankers Association's seasonally adjusted index, Mortgage demand has...
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Is It Possible For Doctors To Purchase the Home of Their Dreams With A Home Loan Suitable To Their Line of Work? What If The Income Is Variable?
California Platinum Loans
October 5, 2021
Are you a physician or a resident? Whether you're just starting your career or are farther along, have you heard...
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Is This Year The Right Time For You To Make That Home Purchase? California Platinum Loans Explains How Mortgage Rates Can Guide You Make That Decision Today
California Platinum Loans
September 29, 2021
Did you know that most mortgage loan professionals have their calculators at hand all of the time? You don't have...
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Your Super Jumbo Mortgage: Can You Get A $10 Million Mortgage And Buy Your Dream Home? Can The Term Be as Light As Payable in 30 Years?
California Platinum Loans
September 28, 2021
What is a super jumbo mortgage? A super jumbo loan significantly exceeds conforming loan limits published by the Federal Housing...
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Can You Use an Interest Only ARM to Buy a Home And Achieve Financial Goals?
California Platinum Loans
September 21, 2021
With fixed-rate 30-year mortgages at a relatively low rate, you may not be thinking about an adjustable rate mortgage (ARM)...
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What Exactly Is A VA Jumbo Mortgage? In This Current Period, Do You Still Need This Type Of Mortgage to Buy a Higher-Priced Home?
California Platinum Loans
September 14, 2021
You've probably heard by now that the VA county mortgage loan limits are no longer in force as of January...
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How Simple Is It to Get a 30-Year Fixed Mortgage? Find Out How to Own Your Own Home Now
California Platinum Loans
September 7, 2021
Are you thinking about buying a home or shopping already? A 30-year fixed mortgage can help you buy the home...
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California Platinum Loans Shares With You Today, A Sure Fire Way to Double Your Home Buying Power Including A 30-Year Home Loan
California Platinum Loans
August 31, 2021
Have you ever thought of buying a duplex or triplex, and renting part of it out? This strategy has been...
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Wondering How You Can Update Your Current Kitchen or Bath? California Platinum Loans Explains How You Can Achieve Your Latest Remodeling Desires Instantly
California Platinum Loans
August 24, 2021
Do you spend your days watching home remodeling shows? There are dozens of popular shows, each with its own style...
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Do You Really Have to Have a 20% Down Payment Right This Minute? Presently, How Much Should You Save For The Best California Home Loan Interest Rate Today?
California Platinum Loans
August 17, 2021
When the financial advice website NerdWallet surveyed home buyers in 2019, they learned that almost two-thirds of them (62%) thought...
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Can You Still Buy The Home You Want With a FICO Score of 600 or Sometimes, Even Lower Than That?
California Platinum Loans
August 10, 2021
Can you get a home loan with a credit score of 600? Yes you can, although a credit score of...
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At Present, What’s Your DTI Ratio? How Does a High Debt to Income Ratio Hurt Your Chances of Getting the Mortgage You Need?
California Platinum Loans
August 3, 2021
You probably know that your credit score affects the home mortgage rates you are eligible for. But did you know...
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Will Lower 30-Year and 15-Year Fixed Rate Mortgages Help You Buy The Home You Need This Year?
California Platinum Loans
July 27, 2021
Average mortgage rates might not determine the 30-year fixed rate or 15-year fixed-rate home loan you will get, but they...
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What is the Best Mortgage Advice You Ever Heard? How Big Should Your Monthly Mortgage Payments Be and More
California Platinum Loans
July 20, 2021
Buying a house is one of the biggest financial decisions most people will ever make. We've put together a few...
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Could Mortgage Rates Go Up Anytime Soon? Why Is It Necessary For Us To Get a 30-Year Fixed Mortgage Now? Find Out Today
California Platinum Loans
July 6, 2021
A lot of the mortgage and home buying advice you see online is geared toward average buyers in average or...
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What Is A Written Verification of Employment (WVOE) Form? Can it Help Us Get the Mortgage To Buy The Home That We Currently Need? Can It Speed Up the Home Buying Process?
California Platinum Loans
June 29, 2021
Applying for a mortgage can be overwhelming with all the requests, forms, and procedures. Add in some terms like WVOE...
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Is There A Current Program That Will Quickly Enable Us To Buy a Bigger, Better Home? Is an Adjustable Rate Mortgage a Smart And A Safe Solution At This Moment?
California Platinum Loans
June 15, 2021
Mortgage interest rates have been declining for a while now, so you may not even think about an adjustable-rate mortgage...
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10 Things You Should Know About Jumbo Mortgages
California Platinum Loans
June 8, 2021
Like their names, jumbo home mortgages and super jumbo home mortgages are large and even larger. In some counties in...
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Higher LTV ratios may lead to higher rates and larger down payments. Understanding how they impact your mortgage is key to making informed decisions.
California Platinum Loans
May 25, 2021
A higher LTV ratio can result in increased rates and larger down payments. Understanding how this impacts your mortgage is...
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Start your refinancing journey with confidence: Mortgage Refinancing Demystified Maximize Your Home’s Financial Potential
California Platinum Loans
April 6, 2021
Are you a homeowner seeking to optimize your financial situation? Mortgage refinancing might be the key. When replacing your existing...
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Rising Mortgage Rates Could possibly Slow down House Price Surge. See what this entails to our first-time homebuyer folks
California Platinum Loans
January 21, 2021
How Many Home Offers Face Bidding Wars? According to recent Redfin data, three out of every five property proposals faced...
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Is It Possible To Qualify for a Good 30-Year Fixed Mortgage Rate In Our Current Market Condition? What Are The Important Factors Being Considered Today?
California Platinum Loans
November 17, 2020
For most people, buying a home is the single largest purchase they'll ever make. It's worth it to get the...
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Are You a Veteran? Well, Today Is Your Lucky Day! You Can Now Afford Any Home You Are Qualified For In The Golden State
California Platinum Loans
November 10, 2020
Veterans have some amazing financial news as a New Year's gift: the long-standing county VA loan limits will be completely...
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Should I Start Refinancing My 30-Year Fixed Mortgage Soon Or Should I Aim For A Shorter-Term Mortgage? Need A Sound Advice Now.
California Platinum Loans
November 3, 2020
If you can reduce your mortgage payments by refinancing and lock in a payment you know you can afford, you...
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Have You Ever Heard Of A Financial Advice to Only Get a 15-Year Mortgage? Is a 15-Year, Fixed-Rate Mortgage Right for You?
California Platinum Loans
October 27, 2020
You may see financial advice that encourages you to take out a 15-year mortgage in preference to a 30-year fixed...
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At The Moment, Is There a No Ratio Jumbo Loan and Can it Help You to Achieve High Priced Home Ownership?
California Platinum Loans
October 20, 2020
You may find mortgage advice online that indicates you need to have a low debt-to-income ratio (DTI) to qualify for...
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Discover How to Get An FHA or A Conventional Mortgage With An Existing Student Loan Debt: Get To Know More About These Options Currently Available For You
California Platinum Loans
October 13, 2020
You've probably seen more than a few of the thousands of articles and news reports about how student loan debt...
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Is This Year The Right Time For You To Make That Home Purchase? California Platinum Loans Explains How Mortgage Rates Can Guide You Make That Decision Today
California Platinum Loans
September 29, 2020
Did you know that most mortgage loan professionals have their calculators at hand all of the time? You don't have...
Read More
Learn What Mortgage Lenders Mean When They Say You’ve Been Pre-Approved Today for a Loan, Call Back Now, Don’t Delay
California Platinum Loans
September 22, 2020
Is being pre-approved for a home loan the same as those credit card pre-approved offers you get in the mail?...
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Are You Now Seriously Thinking of Purchasing a Home That You’re Already About To Complete That 20% Down Payment Very Soon?
California Platinum Loans
September 1, 2020
If you're serious about buying a home, you've probably already looked at different home mortgage loans and may have an...
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What is a PITI? Learn The New Secret of How The Loan Payment You Can Afford is Quickly Calculated Here And Now
California Platinum Loans
August 25, 2020
If you've looked at even a few houses online, you've seen the mortgage payment calculators that are on every home...
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Wield Your Homebuying Power This Moment: California Platinum Loans Will Provide You With All the Tools You Need To Achieve Your Home Goals
California Platinum Loans
August 11, 2020
It can be exciting to see mortgage calculators with much more affordable payments than you could be paying in rent....
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California Platinum Loan Advice: How Can We Quickly Determine If It Is Financially Prudent for Us to Refinance Our 30-Year Mortgage?
California Platinum Loans
July 28, 2020
Refinancing a mortgage is a lot of work. But if you're thinking about it, there are a few situations where...
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Is Now An Opportune Time For You To Upgrade Your Home Such as Adding A Rental Unit or Other Improvements To Your Property?
California Platinum Loans
July 14, 2020
With property values continuing to rise in nearly every California neighborhood, adding an accessory dwelling unit (ADU) continues to be...
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Have You Ever Considered Buying a Home Soon? Learn How California’s Frequent Fires May Influence Your Decision-Making Process
California Platinum Loans
June 30, 2020
It turns out that some people who lived in the town of Paradise, CA were aware that fires could burn...
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Ever Wondered If Your Old Debts Will Remain On Your Credit Forever To Wreck Your Home Buying Plans In The Future?
California Platinum Loans
June 23, 2020
Is buying a home on your "to-do" list for this year? Or, have you been postponing your home-buying plans because...
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Learn How This COVID-19 Pandemic Will Affect Your Monthly Revenue With Your Income Property And How To Cushion The Blow
California Platinum Loans
June 16, 2020
As of March 25, 2020, unemployment claims grew to over 3.3 million, a record high. As states shut down non-essential...
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Given The Status Of the Fed’s Current Interest Rate at 0%, Is Now The Best Time to Refinance Your Mortgage?
California Platinum Loans
June 9, 2020
Since the Federal Reserve cut its prime interest rate to zero in mid-March 2020, many onlookers thought that mortgage interest...
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Have your questions regarding the Certificate of Eligibility answered fast? Gain knowledge on how to start your California VA home loan process
California Platinum Loans
June 2, 2020
Whether you're on active duty, a veteran, or in the reserves, you're eligible for a VA home mortgage. Like everything...
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Wanting To Know More About The Current Advantages Of An FHA And A Conventional Mortgage And To Tell Their Differences? California Platinum Loans Will Tell You More
California Platinum Loans
May 26, 2020
Both FHA mortgages and conventional (non-FHA) mortgages have advantages and disadvantages. Contrary to some reports, you can find a conventional...
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Thinking About Refinancing Your Home Loan This Year? Avoid Common Mistakes and Learn Your Choices
California Platinum Loans
May 5, 2020
Have you been thinking about refinancing your home mortgage this year? Mortgage enterprises Fannie Mae and Freddie Mac, which buy...
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Have You Ever Thought About How The Annual Percentage Rate And The Interest Rate Differ? Let us Quickly Learn What They Are First
California Platinum Loans
April 28, 2020
If you've been checking interest rates online, you may see loan programs offering 3.7% interest for 30-year fixed-rate mortgages or...
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Do You Always Pay PMI? Learn Everything You Need About Private Mortgage Insurance This Instant
California Platinum Loans
April 21, 2020
If you've been checking interest rates online, you may see loan programs offering 3.7% interest for 30-year fixed rate mortgages,...
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Thinking of Purchasing a Property Any Moment This Year or The Next? Learn How Loan To Value (LTV) Can Help You Succeed (or Fail)
California Platinum Loans
April 14, 2020
Have you heard of the term "LTV"? In real estate, it means "Loan to Value." A loan-to-value ratio is a...
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Thinking of Remodeling Your Crib Anytime Soon? Consider a HELOC or Refinance to Upgrade Your Home. Find Out Which Improvements Add the Most Value
California Platinum Loans
April 7, 2020
Have you been thinking about updating or upgrading your home with a home equity loan, cash-out refinance, or home equity...
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Walkability Scores, Safety, Schools: Are They An Afterthought Or an Essential Requirement When Considering Home Buying
California Platinum Loans
April 2, 2020
If you've looked at even a few home sales listings online, you've probably seen the terms "Walkability Score," seen local...
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COVID-19 Causes Zillow to Pause Its Home Buying Program: Understanding How It Can Affect You
California Platinum Loans
April 2, 2020
Online real estate service Zillow has a home buying program in 24 states. It stopped the program March 23, 2020...
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Learn Expert Tips On How To Deeply Sanitize Your Home Against The Corona Virus That Has Claimed Many Lives
California Platinum Loans
March 31, 2020
With coronavirus (COVID-19) affecting so many aspects of life, we're all spending more time at home. The disease is also...
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Find Out Why Mortgage Interest Rates Are Higher Despite the FED Cutting
California Platinum Loans
March 27, 2020
I wanted to share with all of you some detailed insights on this topic coming straight from a mentor and...
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The COVID-19 Outbreak Has Caused Zillow to Pause Its Home Buying Program: Find Out How This Can Have An Impact On Your Home-Buying Process
California Platinum Loans
March 24, 2020
Online real estate service Zillow has a home buying program in 24 states. It stopped the program March 23, 2020...
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Will the Corona Virus COVID-19 Crisis Affect Your Home Buying Plans?
California Platinum Loans
March 20, 2020
Will the Corona Virus COVID-19 Crisis Affect Your Home Buying Plans? California Governor Newsom issues Lockdown Notice, Trump may issue...
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With California’s Ever-Evolving Luxury Home Market: Is Now the Best Time to Look for Homes Up to $10 million?
California Platinum Loans
March 17, 2020
According to Statista, single-family luxury homes in Los Angeles spent an average of 103 days on the market in the...
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Will the Corona Virus COVID-19 Crisis Affect Your Home Buying Plans? Learn How Virtual Selling and Open Houses Can Keep You Safe Today And Days Ahead
California Platinum Loans
March 10, 2020
In response to the COVID-19, the coronavirus pandemic, California governor Gavin Newsom announced that as of March 19, 2020, all...
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Buying a Home This Year? Discover the Secrets of Home Negotiations That Leads to Fruition
California Platinum Loans
February 25, 2020
When a home goes on the market in a popular neighborhood, it can quickly garner many offers. How can you...
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Are You Currently Wondering If You’re Missing Out On Refi Opportunities? Hurry Now! Don’t Be the Last One to Take Advantage of Low Mortgage Refinance Rates
California Platinum Loans
February 18, 2020
From Fannie Mae and Freddie Mac to the National Association of Realtors, experts are predicting that home loan interest rates...
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Understanding How to Clean Your Home from Coronavirus: Learn Expert Tips to Sanitize Your Home
California Platinum Loans
February 18, 2020
With coronavirus (COVID-19) affecting so many aspects of life, we’re all spending more time at home. The disease is also affecting the...
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Make This Year Your First Time Ever, Where You Learn How to Negotiate: Tips on How To Successfully Win a Home Bidding War
California Platinum Loans
February 11, 2020
In today's real estate market, the most desirable homes can often sell for higher than their original asking price. How...
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A Quick Look On How Favorable The VA Net Tangible Benefit Rule Of Today Is And How It Will Affect Your VA Home Refinancing?
California Platinum Loans
February 4, 2020
Can you refinance your California VA home mortgage to get cash out of the equity in your home? The VA...
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Discover The Meaning of Real Estate Secret Words For Instance: Fannie Mae, Freddie, Conforming Loans And So On Today
California Platinum Loans
January 14, 2020
If you're looking for a new home to buy or investigating home mortgage loan choices, you've probably run into some...
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Which Financing Option is Better For Your Financial Future in California? A Home Equity Line of Credit – HELOC or A Mortgage Loan Refinance?
California Platinum Loans
December 31, 2019
Do you need extra cash for specific needs like home repairs or college costs? Which should you choose: a home...
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In Today’s Top Stories: This Year’s First Time Homebuyers Can Expect to Have More Choices in Terms of Housing Loans
California Platinum Loans
December 26, 2019
One of the three big credit bureaus, TransUnion, predicts that there will be 8.3 to 9.2 million first-time home buyers...
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Is the Condo You Want to Buy Non-Warrantable?
California Platinum Loans
December 24, 2019
What does it mean if you want to buy a condo but it’s non-warrantable? You want a mortgage, but you...
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Have An FHA Home Loan? STOP Wasting Your Money NOW- Refinance NOW And Eliminate Your PMI/Mortgage Insurance ASAP
California Platinum Loans
December 17, 2019
If you have an FHA loan, you may be getting tired of paying mortgage insurance every month in addition to...
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Start Here Today Right Now and Make the Updates to Your California Home You’ve Always Wanted With an FHA or Other Rehab Home Loan
California Platinum Loans
December 3, 2019
Did you know there are California home loans that will help you not just to buy a home, but also pay for...
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You Need a Home Loan in California Up to $15 Million? Learn Essential Ways How You Can Get That Loan Today
California Platinum Loans
November 26, 2019
Before you compare mortgage lenders for your high-value property, whether it be purchase or refinance, keep in mind that much...
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Want a HELOC? a Home Equity Line of Credit Can Lower Your Monthly Payments and Help You Achieve Your Goals
California Platinum Loans
November 20, 2019
Have you been thinking about a HELOC, aka a home equity line of credit? With favorable 30 year refinance rates and California...
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Empty Nester? Are You Re-Evaluating Your Options or Considering a Move? Learn Your Choices in Mortgages and Houses
California Platinum Loans
November 19, 2019
Are your kids leaving the nest? Whether you’re considering the ability to move to your dream house or downsizing to...
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Now How Important Is A Fast Closing Time Today For Your California Home Mortgage Loan Process?
California Platinum Loans
November 12, 2019
Once you learn about how long it takes to close home loans, you start to realize how important fast closing...
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California Platinum Loans Advice: How Can We Know It’s Financially Right for Us to Refinance Our 30 Year Mortgage?
California Platinum Loans
October 29, 2019
Refinancing a mortgage is a lot of work. But if you're thinking about it, there are a few situations where...
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How Can 30 Year Jumbo Mortgage Rates Help You Buy High-Priced Homes?
California Platinum Loans
October 22, 2019
First, what is a jumbo loan? Jumbo loans are any mortgages that exceed the federal loan servicing limits set by Freddie Mac and...
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What Should I Look For in a VA Mortgage Specialist?
California Platinum Loans
October 10, 2019
Whether you're buying your first home with a VA home mortgage or your second, third, or fourth home, it's important...
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Can I Buy a $1 million or $2 milllion House With a VA Home Mortgage?
California Platinum Loans
October 8, 2019
If you're a Vet (Veteran) in Los Angeles or Orange County, and other higher-cost counties, you've probably already heard the...
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Why Would I Want to Refinance My VA Home Loan With a VA IRRRL?
California Platinum Loans
October 1, 2019
Have you ever heard the term "leaving money on the table?" You wouldn't leave your winnings on the card table...
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Want A Great Financial Future? 10 Things Veterans Need to Know About Their VA Home Loan Benefits
California Platinum Loans
September 24, 2019
As a Veteran, your VA home loan benefit could be one of the most powerful ways you have to build a secure...
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Should I Choose a 15 Year or a 30 Year Jumbo Mortgage?
California Platinum Loans
September 17, 2019
Which is the wiser choice, a 15-year or a 30-year jumbo mortgage? Each has advantages and disadvantages, but for many...
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Are You Considering Using Short-Term Rental Income To Qualify For a Refinance Say VRBO or AirBnB anytime soon?
California Platinum Loans
September 10, 2019
What's short-term rental income? It's the real estate term that stands for the money you earn from renting your home...
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Could Mortgage Rates Go Up Tomorrow, Next Month, Next Year? Why Should We Get a 30-Year Fixed Mortgage Now?
California Platinum Loans
September 10, 2019
A lot of the mortgage and home-buying advice you see online is geared toward average buyers in average or lower-priced...
Read More
Should You Refinance Your VA Loan? VA Cash Out or VA IRRRL?
California Platinum Loans
September 3, 2019
Are you a veteran who wants to move ahead financially? As a veteran homeowner you've got a lot of tools...
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How Can I Qualify for a Good 30 Year Fixed Mortgage Rate?
California Platinum Loans
August 27, 2019
For most people, buying a home is the single largest purchase they'll ever make. It's worth it to get the...
Read More
What You Need to Know About 30 Year Fixed Mortgage Rates
California Platinum Loans
August 20, 2019
If you knew the history of 30-year fixed mortgage rates, you might be more motivated to buy a home with...
Read More
What’s Written Verification of Employment (WVOE)? Can it Help Us Get the Mortgage and Home We Need?
California Platinum Loans
August 13, 2019
Applying for a mortgage can be overwhelming with all the requests, forms, and procedures. Add in some terms like WVOE...
Read More
Can I Really Put Zero Down on a VA Home Loan?
California Platinum Loans
August 6, 2019
Can you get a VA home loan with zero money down? Yes! And it can be a smart financial choice. Since 1944,...
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Will We Be Able To Buy a Bigger, Better House? Is an Adjustable Rate Mortgage a Smart, Safe Choice?
California Platinum Loans
July 30, 2019
Mortgage interest rates have been declining for a while now, so you may not even think about an adjustable-rate mortgage...
Read More
Can Anybody Get a Jumbo Home Loan?
California Platinum Loans
July 9, 2019
Let's be real about jumbo home loans. First, there's a reason the conventional high balance mortgage limits in L.A. and Orange...
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Benefits of a VA Purchase Loan
California Platinum Loans
July 2, 2019
Even the savviest veterans may not know all the advantages to a VA purchase loan. There are a lot of benefits...
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So One Day, You Need a Home Loan in California That Grants Up to $15 Million And You Need it Fast? Here Are The Hidden Secret On Ways How You Can Achieve That Loan Today
California Platinum Loans
June 25, 2019
Before you compare mortgage lenders for your high-value property, whether it be purchase or refinance, keep in mind that much...
Read More
Can We Move to The Best Neighborhood We Want With a Jumbo ARM or Jumbo Home Mortgage?
California Platinum Loans
June 18, 2019
Do you want to buy a home for $1 million or more? In many of our California neighborhoods, this is...
Read More
Can We Move to The Best Neighborhood We Want With a Jumbo ARM or Jumbo Home Mortgage?
California Platinum Loans
June 18, 2019
Do you want to buy a home for $1 million or more? In many of our California neighborhoods, this is...
Read More
Advantages and Disadvantages, What You Need to Know Right This Minute About the 30 Year Fixed Mortgage Rates. Hurry!
California Platinum Loans
June 11, 2019
If you knew the history of 30-year fixed mortgage rates, you might be more motivated to buy a home with...
Read More
Have You Considered Buying Your Home With an FHA Home Loan? Find New Options This Year
California Platinum Loans
May 28, 2019
The Federal Housing Administration (FHA) loan limits are increasing throughout the U.S. in 2020, up to $765,600 for single-family home...
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Need Room For the Youngest and Oldest? Add An Additional or Accessory Dwelling Unit With A Home Renovation Loan To Fit Your Youth and Senior Needs
California Platinum Loans
May 24, 2019
Have you heard about ADUs? You may know them by another name, like "extra room" or "granny flat." ADU stands...
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Considering Buying Your First Home in Los Angeles County This Year? Get To Know These Latest Programs
California Platinum Loans
May 19, 2019
Most people who've never bought a home before know they'll be first-time homebuyers when they start their home search. But...
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Ever Heard of The Term Flexible Underwriting? How Can You Use It For Jumbo And Super Jumbo Mortgages Up to $10 Million?
California Platinum Loans
April 2, 2019
Flexible underwriting means exactly what it says. While some standard mortgages come with standard underwriting criteria, and "conforming" mortgages must...
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In The Modern World of Home Buying, There are Tools such as Zestimate of Zillow and then, There is Redfin Estimate: Discover How Estimates Can Help You With Your House-Hunting Objective Today?
California Platinum Loans
March 26, 2019
Looking at homes online, it's hard to get away from estimates of home values. Are these online amounts the same...
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A Home Equity Line of Credit – HELOC or A Mortgage Loan Refinance? In The Current World of Home Improvement, Learn Their Pros And Cons Today
California Platinum Loans
March 5, 2019
Do you need extra cash for specific needs like home repairs or college costs? Which should you choose: a home...
Read More
Capture The General Idea. Learn Why A Quick Closing Time In This Day and Age, Is Very Important For Your Housing Loan Goals
California Platinum Loans
February 26, 2019
Once you learn about how long it takes to close home loans, you start to realize how important fast closing...
Read More
Condo Vs. Townhouse: Get To Know Your Loan Choices and Understand The Different Ways Of Obtaining A Loan Either via VA or FHA Today
California Platinum Loans
January 28, 2010
You can enjoy "turn-key" living in a condo or, depending on services offered by your HOA, a townhouse. That means...
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