Home price indices (HPIs) for August were released by Case Shiller and the FHFA around two weeks ago. They both agreed that prices had fallen slightly more quickly than in July. For several reasons, the current state of home price changes is more intriguing than usual. First, it was only these past two months’ worth of HPIs that the statistics showed that prices had remained stagnant since this summer. Additionally, because Q3 is the final quarter of data required to determine a new conforming loan cap, July and August are crucial for this to occur.

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