Fratantoni made predictions while speaking at a convention in Washington, D.C. He predicted that the volume of purchase mortgages would increase by 4% from $1.638 trillion this year to $1.704 trillion next year. However, the refinancing volume will decrease by 24%, from $706 million to $540 million. He added that the total mortgage market would shrink from the anticipated $2.3 trillion this year to $2.2 trillion.

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