What does this mean if you’re considering a home equity line of credit (HELOC) or home refinance? Home prices can affect how much equity you have in your home. However, if you have owned your home for a long time, you’re likely to have a lot of equity. Increased price drops could negatively influence the benefits you could get from a HELOC, so now is an excellent time to act if you’ve been considering a HELOC.

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