Weigh your options between conventional and government-backed mortgages based on your credit score, down payment capacity, and eligibility. Conventional mortgages typically require higher credit scores and down payments but provide more flexibility regarding property conditions and loan limits. Government-backed mortgages, including FHA, VA, and USDA loans, cater to first-time homebuyers, eligible veterans, and rural residents with more lenient credit and down payment requirements, making homeownership more accessible.

California Platinum Loans

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